{"id":2640,"date":"2023-09-27T21:30:34","date_gmt":"2023-09-27T19:30:34","guid":{"rendered":"https:\/\/acl-ic.com\/?page_id=2640"},"modified":"2026-09-08T21:30:42","modified_gmt":"2026-09-08T19:30:42","slug":"cabinets-de-conseil","status":"publish","type":"page","link":"https:\/\/acl-ic.com\/index.php\/cabinets-de-conseil\/","title":{"rendered":"P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2640\" class=\"elementor elementor-2640\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19aa0ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"19aa0ca\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-91318e0\" data-id=\"91318e0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-54c18c0 elementor-widget elementor-widget-html\" data-id=\"54c18c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ACL Family Office \u2014 Section \"P\u00e9rennit\u00e9 des cabinets\" \u00b7 1re partie (hero + sch\u00e9ma du risque) -->\r\n<!-- Bloc autonome pour widget HTML Elementor \u00b7 wrapper unique #acl-perennite -->\r\n\r\n<div id=\"acl-perennite\">\r\n  <style>\r\n    @import url('https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;1,300;1,400&family=Inter:wght@300;400;500;600&display=swap');\r\n\r\n    #acl-perennite *,\r\n    #acl-perennite *::before,\r\n    #acl-perennite *::after{ margin:0 !important; padding:0 !important; box-sizing:border-box !important; }\r\n\r\n    #acl-perennite{\r\n      --gold:#bba277; --gold-lt:#d4be8a; --cream:#EFE7DA;\r\n      --muted:rgba(239,231,218,.62); --line:rgba(187,162,119,.22); --edge:rgba(187,162,119,.26);\r\n      width:100vw !important; margin-left:calc(50% - 50vw) !important;\r\n      background:#000 !important; color:var(--cream) !important;\r\n      font-family:'Inter',sans-serif !important; font-weight:300 !important;\r\n      -webkit-font-smoothing:antialiased !important; -moz-osx-font-smoothing:grayscale !important;\r\n      overflow:hidden !important;\r\n    }\r\n    #acl-perennite svg{ fill:none; stroke:var(--gold-lt); stroke-width:1.3; stroke-linecap:round; stroke-linejoin:round; }\r\n\r\n    \/* ============ HERO ============ *\/\r\n    #acl-perennite .hero{ position:relative !important; min-height:580px !important; display:flex !important; align-items:center !important; background:#000 !important; overflow:hidden !important; }\r\n    #acl-perennite .hero-photo{\r\n      position:absolute !important; top:0 !important; right:0 !important; bottom:0 !important; left:auto !important; width:74% !important; z-index:0 !important;\r\n      background-image:url('https:\/\/acl-ic.com\/wp-content\/uploads\/2026\/08\/pexels-technobulka-8993772-scaled.jpg') !important;\r\n      background-size:cover !important; background-position:center right !important; background-repeat:no-repeat !important;\r\n      -webkit-mask-image:linear-gradient(90deg, rgba(0,0,0,0) 0%, rgba(0,0,0,1) 42%) !important;\r\n              mask-image:linear-gradient(90deg, rgba(0,0,0,0) 0%, rgba(0,0,0,1) 42%) !important;\r\n    }\r\n    #acl-perennite .hero-veil{\r\n      position:absolute !important; inset:0 !important; z-index:1 !important;\r\n      background:\r\n        linear-gradient(180deg, rgba(0,0,0,.9) 0%, rgba(0,0,0,.45) 12%, rgba(0,0,0,0) 26%),\r\n        linear-gradient(90deg, rgba(0,0,0,.72) 0%, rgba(0,0,0,.5) 38%, rgba(0,0,0,0) 62%) !important;\r\n    }\r\n    #acl-perennite .hero-inner{ position:relative !important; z-index:2 !important; width:100% !important; max-width:1320px !important; margin:0 auto !important; padding:0 clamp(24px, 6vw, 100px) !important; }\r\n    #acl-perennite .hero-title{ font-family:'Cormorant Garamond',serif !important; font-weight:300 !important; font-size:72px !important; line-height:1.05 !important; margin-top:26px !important; color:var(--cream) !important; max-width:16ch !important; text-shadow:0 2px 24px rgba(0,0,0,.55) !important; text-transform:none !important; }\r\n    #acl-perennite .hero-title em{ font-style:italic !important; color:var(--gold-lt) !important; }\r\n    #acl-perennite .hero-desc{ margin-top:28px !important; max-width:46ch !important; font-family:'Inter',sans-serif !important; font-size:17px !important; font-weight:300 !important; line-height:1.85 !important; color:rgba(239,231,218,.72) !important; }\r\n\r\n    \/* ============ CONTENT ============ *\/\r\n    #acl-perennite .content{ max-width:1320px !important; margin:0 auto !important; padding:96px clamp(24px, 6vw, 100px) 110px !important; }\r\n\r\n    #acl-perennite .block:first-child{ margin-top:0 !important; }\r\n    #acl-perennite .block-eyebrow{ display:inline-flex !important; align-items:center !important; font-family:'Inter',sans-serif !important; font-size:12px !important; font-weight:600 !important; letter-spacing:.30em !important; text-transform:uppercase !important; color:var(--gold) !important; margin-bottom:20px !important; }\r\n    #acl-perennite .block-eyebrow::before{ content:'' !important; width:38px !important; height:1px !important; background:var(--gold) !important; margin-right:20px !important; }\r\n    #acl-perennite .block-title{ font-family:'Cormorant Garamond',serif !important; font-weight:400 !important; font-size:62px !important; line-height:1.06 !important; text-transform:none !important; color:var(--cream) !important; max-width:920px !important; }\r\n    #acl-perennite .block-title em{ font-style:italic !important; color:var(--gold-lt) !important; }\r\n    #acl-perennite .lead-line{ font-size:16px !important; line-height:1.75 !important; color:var(--muted) !important; margin-top:20px !important; }\r\n\r\n    \/* ---------- 3-step risk flow (vertical) ---------- *\/\r\n    #acl-perennite .risk-flow{ margin-top:60px !important; display:flex !important; flex-direction:column !important; align-items:center !important; }\r\n    #acl-perennite .rf-stage{ width:100% !important; }\r\n\r\n    #acl-perennite .rf-panel{ border-radius:22px !important; overflow:hidden !important; border:1px solid rgba(187,162,119,.55) !important; background:linear-gradient(180deg, rgba(255,255,255,.045), rgba(255,255,255,.008)) !important; box-shadow:0 34px 66px -36px rgba(0,0,0,.78) !important; padding:18px 16px !important; }\r\n    #acl-perennite .rf-panel-head{ font-family:'Inter',sans-serif !important; font-size:13px !important; font-weight:600 !important; letter-spacing:.3em !important; text-transform:uppercase !important; color:var(--gold) !important; padding:14px 22px 22px !important; margin:0 -16px !important; text-align:center !important; text-indent:.3em !important; border-bottom:1px solid rgba(187,162,119,.55) !important; }\r\n    #acl-perennite .rf-row{ display:grid !important; grid-template-columns:repeat(3, 1fr) !important; margin-bottom:-18px !important; }\r\n    #acl-perennite .rf-item{ display:flex !important; gap:14px !important; align-items:center !important; padding:30px 22px !important; }\r\n    #acl-perennite .rf-item + .rf-item{ border-left:1px solid rgba(187,162,119,.55) !important; }\r\n    #acl-perennite .rf-ic{ width:44px !important; height:44px !important; flex-shrink:0 !important; border-radius:50% !important; background:linear-gradient(180deg, rgba(187,162,119,.18), rgba(187,162,119,.03)) !important; border:1px solid rgba(187,162,119,.42) !important; display:flex !important; align-items:center !important; justify-content:center !important; box-shadow:inset 0 1px 0 rgba(212,190,138,.18) !important; }\r\n    #acl-perennite .rf-ic svg{ width:21px !important; height:21px !important; }\r\n    #acl-perennite .rf-item h4{ font-family:'Cormorant Garamond',serif !important; font-weight:500 !important; font-size:22px !important; line-height:1.14 !important; color:var(--cream) !important; text-transform:none !important; }\r\n    #acl-perennite .rf-item p{ font-family:'Inter',sans-serif !important; font-weight:300 !important; font-size:14px !important; line-height:1.55 !important; color:var(--muted) !important; margin-top:5px !important; }\r\n\r\n    \/* trois cases s\u00e9par\u00e9es (\u00e9tape 1) *\/\r\n    #acl-perennite .rf-cards{ display:grid !important; grid-template-columns:repeat(3, 1fr) !important; gap:18px !important; }\r\n    #acl-perennite .rf-cards .rf-item{ border-radius:18px !important; padding:22px 24px !important; border:1px solid rgba(187,162,119,.55) !important; background:linear-gradient(180deg, rgba(255,255,255,.045), rgba(255,255,255,.008)) !important; box-shadow:0 24px 50px -34px rgba(0,0,0,.78) !important; }\r\n    #acl-perennite .rf-cards .rf-item + .rf-item{ border-left:1px solid rgba(187,162,119,.55) !important; }\r\n\r\n    \/* connecteur : fil d\u00e9grad\u00e9 + pointe chevron *\/\r\n    #acl-perennite .rf-arrow{ position:relative !important; width:1px !important; height:58px !important; margin:26px 0 34px !important; background:linear-gradient(to bottom, rgba(187,162,119,.08), rgba(187,162,119,.6)) !important; }\r\n    #acl-perennite .rf-arrow::after{ content:'' !important; position:absolute !important; left:50% !important; bottom:0 !important; width:9px !important; height:9px !important; transform:translate(-50%, 3px) rotate(45deg) !important; border-right:1px solid var(--gold-lt) !important; border-bottom:1px solid var(--gold-lt) !important; }\r\n\r\n    \/* carte centrale \"bijou\" *\/\r\n    #acl-perennite .rf-pivot{ width:100% !important; }\r\n    #acl-perennite .rf-pivot-card{ position:relative !important; text-align:center !important; padding:34px 32px !important; max-width:400px !important; margin:0 auto !important; border-radius:24px !important; overflow:hidden !important; border:1px solid rgba(187,162,119,.55) !important; background:linear-gradient(180deg, rgba(255,255,255,.03), rgba(0,0,0,0)) !important; box-shadow:0 44px 96px -42px rgba(0,0,0,.9) !important; }\r\n    #acl-perennite .rf-pivot-ic{ width:56px !important; height:56px !important; margin:0 auto 16px !important; border-radius:50% !important; background:linear-gradient(180deg, rgba(187,162,119,.22), rgba(187,162,119,.04)) !important; border:1px solid var(--gold-lt) !important; display:flex !important; align-items:center !important; justify-content:center !important; box-shadow:0 0 34px rgba(187,162,119,.22) !important; }\r\n    #acl-perennite .rf-pivot-ic svg{ width:26px !important; height:26px !important; }\r\n    #acl-perennite .rf-pivot-card h3{ font-family:'Cormorant Garamond',serif !important; font-weight:500 !important; font-size:31px !important; line-height:1.08 !important; color:var(--gold-lt) !important; text-transform:none !important; }\r\n    #acl-perennite .rf-pivot-card p{ font-family:'Inter',sans-serif !important; font-weight:300 !important; font-size:15px !important; line-height:1.55 !important; color:rgba(239,231,218,.72) !important; margin-top:12px !important; }\r\n\r\n    @media (max-width:900px){\r\n      #acl-perennite .hero{ min-height:62vh !important; }\r\n      #acl-perennite .hero-title{ font-size:46px !important; }\r\n      #acl-perennite .content{ padding:64px 24px 80px !important; }\r\n      #acl-perennite .block-title{ font-size:44px !important; }\r\n      #acl-perennite .rf-row{ grid-template-columns:1fr !important; margin-bottom:0 !important; }\r\n      #acl-perennite .rf-cards{ grid-template-columns:1fr !important; gap:14px !important; }\r\n      #acl-perennite .rf-item{ padding:16px 6px !important; }\r\n      #acl-perennite .rf-cards .rf-item{ padding:18px 22px !important; }\r\n      #acl-perennite .rf-item + .rf-item{ border-left:none !important; border-top:1px solid rgba(187,162,119,.14) !important; }\r\n    }\r\n    @media (max-width:560px){\r\n      #acl-perennite .content{ padding:64px 18px 80px !important; }\r\n      #acl-perennite .hero-title{ font-size:40px !important; }\r\n    }\r\n  <\/style>\r\n\r\n  <!-- ============ HERO ============ -->\r\n  <header class=\"hero\">\r\n    <div class=\"hero-photo\"><\/div>\r\n    <div class=\"hero-veil\"><\/div>\r\n    <div class=\"hero-inner\">\r\n      <h1 class=\"hero-title\">P\u00e9rennit\u00e9 des <em>cabinets de conseil<\/em><\/h1>\r\n      <p class=\"hero-desc\">Encourag\u00e9s par les associations professionnelles, nous vous accompagnons dans la s\u00e9curisation de la p\u00e9rennit\u00e9 de votre cabinet, face \u00e0 l'arr\u00eat de travail, l'invalidit\u00e9 ou le d\u00e9c\u00e8s.<\/p>\r\n    <\/div>\r\n  <\/header>\r\n\r\n  <!-- ============ CONTENT \u2014 LES RISQUES ============ -->\r\n  <div class=\"content\">\r\n    <section class=\"block\">\r\n      <div class=\"block-eyebrow\">Les risques<\/div>\r\n      <h2 class=\"block-title\">Vous \u00eates \u00e0 la t\u00eate d'un <em>cabinet<\/em> ?<\/h2>\r\n      <p class=\"lead-line\">En cas d'arr\u00eat de travail, d'invalidit\u00e9 ou de d\u00e9c\u00e8s, votre cabinet peut subir une rupture d'exercice de ses activit\u00e9s et se retrouver dans l'impossibilit\u00e9 d'agir.<\/p>\r\n\r\n      <div class=\"risk-flow\">\r\n\r\n        <!-- \u00c9TAPE 1 \u2014 L'impr\u00e9vu (3 cases s\u00e9par\u00e9es) -->\r\n        <div class=\"rf-stage\">\r\n          <div class=\"rf-cards\">\r\n            <div class=\"rf-item\">\r\n              <span class=\"rf-ic\"><svg viewBox=\"0 0 24 24\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"17\" rx=\"2\"\/><path d=\"M3 9h18M8 2v4M16 2v4\"\/><path d=\"M9.5 13.5l5 5M14.5 13.5l-5 5\"\/><\/svg><\/span>\r\n              <div><h4>Arr\u00eat de travail<\/h4><\/div>\r\n            <\/div>\r\n            <div class=\"rf-item\">\r\n              <span class=\"rf-ic\"><svg viewBox=\"0 0 24 24\"><circle cx=\"10\" cy=\"5\" r=\"2\"\/><path d=\"M10 7.5v6h5l2.5 5.5\"\/><path d=\"M10 13.5a5 5 0 1 0 4.4 7.4\"\/><\/svg><\/span>\r\n              <div><h4>Invalidit\u00e9<\/h4><\/div>\r\n            <\/div>\r\n            <div class=\"rf-item\">\r\n              <span class=\"rf-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 3c0 2.2-2.2 2.2-2.2 4.2a2.2 2.2 0 0 0 4.4 0C14.2 5.2 12 5.2 12 3Z\"\/><rect x=\"9.3\" y=\"9.4\" width=\"5.4\" height=\"9.6\" rx=\"1\"\/><path d=\"M6.5 21h11\"\/><\/svg><\/span>\r\n              <div><h4>D\u00e9c\u00e8s<\/h4><\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- fl\u00e8che -->\r\n        <div class=\"rf-arrow\"><\/div>\r\n\r\n        <!-- \u00c9TAPE 2 \u2014 Le risque (carte bijou) -->\r\n        <div class=\"rf-pivot\">\r\n          <div class=\"rf-pivot-card\">\r\n            <div class=\"rf-pivot-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 3 2 20h20L12 3Z\"\/><path d=\"M12 10v4\"\/><circle cx=\"12\" cy=\"17\" r=\".6\" fill=\"#d4be8a\" stroke=\"none\"\/><\/svg><\/div>\r\n            <h3>Rupture d'exercice<\/h3>\r\n            <p>L'activit\u00e9 du cabinet s'interrompt.<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- fl\u00e8che -->\r\n        <div class=\"rf-arrow\"><\/div>\r\n\r\n        <!-- \u00c9TAPE 3 \u2014 Impossibilit\u00e9 d'agir -->\r\n        <div class=\"rf-stage\">\r\n          <div class=\"rf-panel\">\r\n            <div class=\"rf-panel-head\">Impossibilit\u00e9 d'agir<\/div>\r\n            <div class=\"rf-row\">\r\n              <div class=\"rf-item\">\r\n                <span class=\"rf-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 3v18\"\/><path d=\"M12 5h6l2.5 2.5L18 10h-6\"\/><path d=\"M12 13H6l-2.5 2.5L6 18h6\"\/><\/svg><\/span>\r\n                <div><h4>D\u00e9cider<\/h4><p>Prendre ou mettre en \u0153uvre des d\u00e9cisions.<\/p><\/div>\r\n              <\/div>\r\n              <div class=\"rf-item\">\r\n                <span class=\"rf-ic\"><svg viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M15.5 8.8a4.2 4.2 0 1 0 0 6.4\"\/><path d=\"M8 11h6M8 13.4h6\"\/><\/svg><\/span>\r\n                <div><h4>Percevoir des revenus<\/h4><p>Suspension puis radiation de l'Orias.<\/p><\/div>\r\n              <\/div>\r\n              <div class=\"rf-item\">\r\n                <span class=\"rf-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M7 3h7l4 4v14H7z\"\/><path d=\"M14 3v4h4\"\/><path d=\"M9.5 16.5c1-1.4 2-1.4 3 0s2 1.4 3 0\"\/><\/svg><\/span>\r\n                <div><h4>Contracter<\/h4><p>Signer de nouveaux contrats, faute du porteur des agr\u00e9ments.<\/p><\/div>\r\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/section>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dcb4d5e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"dcb4d5e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-821bfd3\" data-id=\"821bfd3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-df1442d elementor-widget elementor-widget-html\" data-id=\"df1442d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ACL Family Office \u2014 Section \"Notre r\u00e9ponse\" (p\u00e9rennit\u00e9 des cabinets) -->\r\n<!-- Bloc autonome pour widget HTML Elementor \u00b7 wrapper unique #acl-reponse -->\r\n<!-- Format #acl-approche : panneau or \u00e0 gauche + carte \u00e0 droite \u00b7 nav \u00e0 points -->\r\n\r\n<div id=\"acl-reponse\">\r\n  <style>\r\n    @import url('https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;1,300;1,400&family=Inter:wght@300;400;500;600&display=swap');\r\n\r\n    #acl-reponse *,\r\n    #acl-reponse *::before,\r\n    #acl-reponse *::after{ margin:0 !important; padding:0 !important; box-sizing:border-box !important; }\r\n\r\n    #acl-reponse{\r\n      --gold:#bba277; --gold-lt:#d4be8a;\r\n      --panel-bg:rgba(187,162,119,.90); --panel-ink:#211d15; --card-bg:#202020;\r\n      --hairline:rgba(187,162,119,.16); --card-edge:rgba(187,162,119,.26);\r\n      --cream:#EFE7DA; --ivory-80:rgba(239,231,218,.82); --ivory-55:rgba(239,231,218,.55);\r\n      background:#202020 !important; color:var(--cream) !important;\r\n      font-family:'Inter',sans-serif !important; font-weight:300 !important;\r\n      -webkit-font-smoothing:antialiased !important; -moz-osx-font-smoothing:grayscale !important;\r\n      padding:100px 100px !important; overflow:hidden !important;\r\n    }\r\n    #acl-reponse .acl-wrap{ max-width:1180px !important; margin:0 auto !important; }\r\n\r\n    \/* ---------- intro header ---------- *\/\r\n    #acl-reponse .acl-intro{ margin-bottom:54px !important; text-align:left !important; }\r\n    #acl-reponse .acl-eyebrow{ display:inline-flex !important; align-items:center !important; font-family:'Inter',sans-serif !important; font-weight:600 !important; font-size:12px !important; text-transform:uppercase !important; letter-spacing:.30em !important; color:#bba277 !important; }\r\n    #acl-reponse .acl-eyebrow::before{ content:'' !important; width:38px !important; height:1px !important; background:#bba277 !important; margin-right:20px !important; }\r\n    #acl-reponse .acl-title{ font-family:'Cormorant Garamond',serif !important; font-weight:400 !important; font-size:62px !important; line-height:1.06 !important; text-transform:none !important; margin-top:26px !important; color:var(--cream) !important; }\r\n    #acl-reponse .acl-title em{ font-style:italic !important; color:#d4be8a !important; }\r\n    #acl-reponse .acl-sub{ font-family:'Inter',sans-serif !important; font-weight:300 !important; font-size:16px !important; line-height:1.7 !important; color:rgba(239,231,218,.74) !important; margin:22px 0 0 !important; }\r\n\r\n    \/* ---------- one section (niveau) ---------- *\/\r\n    #acl-reponse .acl-axe{ display:grid !important; grid-template-columns:355px 1fr !important; gap:20px !important; margin-bottom:20px !important; align-items:stretch !important; }\r\n\r\n    \/* ---------- GOLD left panel ---------- *\/\r\n    #acl-reponse .acl-panel{ position:relative !important; background:var(--panel-bg) !important; border:1px solid rgba(33,29,21,.18) !important; padding:46px 46px !important; display:flex !important; flex-direction:column !important; }\r\n    #acl-reponse .acl-num{ font-family:'Cormorant Garamond',serif !important; font-weight:400 !important; font-size:76px !important; line-height:1 !important; letter-spacing:.04em !important; color:var(--panel-ink) !important; }\r\n    #acl-reponse .acl-panel-title{ font-family:'Cormorant Garamond',serif !important; font-size:33px !important; font-weight:400 !important; line-height:1.14 !important; text-transform:none !important; color:var(--panel-ink) !important; margin-top:30px !important; }\r\n    #acl-reponse .acl-panel-title::before{ content:'' !important; display:block !important; width:46px !important; height:1px !important; background:rgba(33,29,21,.45) !important; margin-bottom:30px !important; }\r\n\r\n    \/* ---------- right : expertise card ---------- *\/\r\n    #acl-reponse .acl-cards{ display:flex !important; flex-direction:column !important; gap:20px !important; align-self:stretch !important; }\r\n    #acl-reponse .acl-card{ position:relative !important; height:100% !important; background:var(--card-bg) !important; border:1px solid var(--card-edge) !important; padding:34px 42px 34px 20px !important; display:grid !important; grid-template-columns:60px 1fr !important; column-gap:40px !important; align-content:center !important; }\r\n    #acl-reponse .acl-card::after{ content:'' !important; position:absolute !important; top:0 !important; bottom:0 !important; left:100px !important; width:1px !important; background:rgba(187,162,119,.28) !important; }\r\n    #acl-reponse .acl-card > :not(.acl-ic){ grid-column:2 !important; padding-left:22px !important; }\r\n    #acl-reponse .acl-ic{ grid-column:1 !important; grid-row:1 \/ span 3 !important; justify-self:center !important; align-self:center !important; width:56px !important; height:56px !important; flex-shrink:0 !important; display:flex !important; align-items:center !important; justify-content:center !important; }\r\n    #acl-reponse .acl-ic svg{ width:32px !important; height:32px !important; fill:none !important; stroke:var(--gold-lt) !important; stroke-width:1.3 !important; stroke-linecap:round !important; stroke-linejoin:round !important; }\r\n    #acl-reponse .acl-card h3{ font-family:'Inter',sans-serif !important; font-size:15px !important; font-weight:600 !important; letter-spacing:.01em !important; color:var(--gold-lt) !important; text-transform:none !important; margin-bottom:14px !important; }\r\n    #acl-reponse .acl-card-intro{ font-family:'Inter',sans-serif !important; font-size:15px !important; line-height:1.5 !important; color:var(--ivory-80) !important; margin-bottom:24px !important; }\r\n    #acl-reponse .acl-list{ list-style:none !important; }\r\n    #acl-reponse .acl-list li{ display:flex !important; align-items:baseline !important; gap:14px !important; font-family:'Inter',sans-serif !important; font-size:15px !important; line-height:1.5 !important; color:var(--ivory-55) !important; padding:14px 0 !important; border-bottom:1px solid var(--hairline) !important; }\r\n    #acl-reponse .acl-list li:last-child{ border-bottom:none !important; padding-bottom:0 !important; }\r\n    #acl-reponse .acl-list li::before{ content:'\u2014' !important; color:var(--gold) !important; flex-shrink:0 !important; }\r\n\r\n    \/* ---------- sticky dot navigation ---------- *\/\r\n    #acl-reponse .acl-dotnav{ position:fixed !important; left:50px !important; top:50% !important; transform:translateY(-50%) !important; display:flex !important; flex-direction:column !important; gap:30px !important; z-index:20 !important; opacity:0 !important; pointer-events:none !important; transition:opacity .6s ease !important; }\r\n    #acl-reponse .acl-dotnav.is-visible{ opacity:1 !important; pointer-events:auto !important; }\r\n    #acl-reponse .acl-dotnav::before{ content:'' !important; position:absolute !important; left:5px !important; top:6px !important; bottom:6px !important; width:1px !important; background:linear-gradient(to bottom, rgba(187,162,119,0), rgba(187,162,119,.32) 20%, rgba(187,162,119,.32) 80%, rgba(187,162,119,0)) !important; }\r\n    #acl-reponse .acl-dot{ position:relative !important; display:flex !important; align-items:center !important; cursor:pointer !important; background:none !important; border:none !important; }\r\n    #acl-reponse .acl-dot span{ width:11px !important; height:11px !important; border-radius:50% !important; border:1px solid rgba(187,162,119,.45) !important; background:#202020 !important; flex-shrink:0 !important; transition:background .5s ease, box-shadow .5s ease, transform .5s ease, border-color .5s ease !important; }\r\n    #acl-reponse .acl-dot:hover span{ border-color:rgba(212,190,138,.85) !important; }\r\n    #acl-reponse .acl-dot.is-active span{ background:var(--gold-lt) !important; border-color:var(--gold-lt) !important; box-shadow:0 0 0 4px rgba(212,190,138,.14), 0 0 14px rgba(212,190,138,.55) !important; transform:scale(1.1) !important; }\r\n\r\n    @media (max-width:900px){\r\n      #acl-reponse{ padding:80px 22px !important; }\r\n      #acl-reponse .acl-dotnav{ display:none !important; }\r\n      #acl-reponse .acl-axe{ grid-template-columns:1fr !important; }\r\n      #acl-reponse .acl-panel{ padding:36px !important; }\r\n      #acl-reponse .acl-panel-title{ font-size:28px !important; }\r\n      #acl-reponse .acl-card{ padding:28px 26px !important; }\r\n      #acl-reponse .acl-title{ font-size:44px !important; }\r\n    }\r\n    @media (max-width:560px){\r\n      #acl-reponse{ padding:64px 18px !important; }\r\n      #acl-reponse .acl-title{ font-size:34px !important; }\r\n    }\r\n  <\/style>\r\n\r\n  <nav class=\"acl-dotnav\" aria-hidden=\"true\">\r\n    <button class=\"acl-dot is-active\" data-target=\"acl-rep-0\"><span><\/span><\/button>\r\n    <button class=\"acl-dot\" data-target=\"acl-rep-1\"><span><\/span><\/button>\r\n    <button class=\"acl-dot\" data-target=\"acl-rep-2\"><span><\/span><\/button>\r\n  <\/nav>\r\n\r\n  <div class=\"acl-wrap\">\r\n\r\n    <div class=\"acl-intro\">\r\n      <div class=\"acl-eyebrow\">Notre r\u00e9ponse<\/div>\r\n      <h2 class=\"acl-title\">S\u00e9curiser le cabinet sur <em>trois niveaux<\/em>.<\/h2>\r\n      <p class=\"acl-sub\">Conjuguer la protection des personnes et la s\u00e9curisation de l'entreprise, pour maintenir les revenus et assurer la continuit\u00e9 de la gouvernance.<\/p>\r\n    <\/div>\r\n\r\n    <!-- 01 \u2014 CARTOGRAPHIE DES RISQUES -->\r\n    <section class=\"acl-axe\" id=\"acl-rep-0\">\r\n      <div class=\"acl-panel\">\r\n        <div class=\"acl-num\">01<\/div>\r\n        <h3 class=\"acl-panel-title\">Cartographier<br>les risques<\/h3>\r\n      <\/div>\r\n      <div class=\"acl-cards\">\r\n        <div class=\"acl-card\">\r\n          <div class=\"acl-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M9 3 3 5.5v15L9 18l6 3 6-2.5v-15L15 6 9 3Z\"\/><path d=\"M9 3v15M15 6v15\"\/><\/svg><\/div>\r\n          <h3>Organiser et planifier les solutions<\/h3>\r\n          <p class=\"acl-card-intro\">En amont de toute intervention, nous dressons une cartographie pr\u00e9cise de votre exposition. Elle \u00e9claire nos d\u00e9cisions et fonde, point par point, le dispositif \u00e0 b\u00e2tir avec vous.<\/p>\r\n          <ul class=\"acl-list\">\r\n            <li>Int\u00e9gration de l'apport des flux de tr\u00e9sorerie<\/li>\r\n            <li>Organisation des solutions \u00e0 mettre en \u0153uvre<\/li>\r\n            <li>Planification de leur d\u00e9ploiement<\/li>\r\n          <\/ul>\r\n        <\/div>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <!-- 02 \u2014 MAINTENIR LE NIVEAU DE VIE -->\r\n    <section class=\"acl-axe\" id=\"acl-rep-1\">\r\n      <div class=\"acl-panel\">\r\n        <div class=\"acl-num\">02<\/div>\r\n        <h3 class=\"acl-panel-title\">Maintenir le<br>niveau de vie<\/h3>\r\n      <\/div>\r\n      <div class=\"acl-cards\">\r\n        <div class=\"acl-card\">\r\n          <div class=\"acl-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 3 4 6v5c0 5 3.4 8 8 10 4.6-2 8-5 8-10V6l-8-3Z\"\/><path d=\"M12 8.4v5.4M9.5 11.1H14.5\"\/><\/svg><\/div>\r\n          <h3>Des flux de tr\u00e9sorerie s\u00e9curis\u00e9s<\/h3>\r\n          <p class=\"acl-card-intro\">Nous mettons en place les garanties qui apportent des liquidit\u00e9s imm\u00e9diates \u00e0 la famille comme au cabinet, pour pr\u00e9server le niveau de vie.<\/p>\r\n          <ul class=\"acl-list\">\r\n            <li>Pr\u00e9voyance familiale \u2014 \u00e0 titre personnel<\/li>\r\n            <li>Garantie \u00ab personne-cl\u00e9 \u00bb \u2014 au titre de la soci\u00e9t\u00e9<\/li>\r\n            <li>Garantie \u00ab associ\u00e9s \u00bb<\/li>\r\n          <\/ul>\r\n        <\/div>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <!-- 03 \u2014 S\u00c9CURISER LA GOUVERNANCE -->\r\n    <section class=\"acl-axe\" id=\"acl-rep-2\">\r\n      <div class=\"acl-panel\">\r\n        <div class=\"acl-num\">03<\/div>\r\n        <h3 class=\"acl-panel-title\">S\u00e9curiser la<br>gouvernance future<\/h3>\r\n      <\/div>\r\n      <div class=\"acl-cards\">\r\n        <div class=\"acl-card\">\r\n          <div class=\"acl-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M3 21h18\"\/><path d=\"M5 21V9m4.7 12V9m4.6 12V9M19 21V9\"\/><path d=\"M3.5 9 12 3l8.5 6Z\"\/><\/svg><\/div>\r\n          <h3>Un cadre juridique p\u00e9renne<\/h3>\r\n          <p class=\"acl-card-intro\">Nous construisons l'environnement juridique qui organise la continuit\u00e9 de l'exercice et pr\u00e9pare la transmission de l'activit\u00e9.<\/p>\r\n          <ul class=\"acl-list\">\r\n            <li>Continuit\u00e9 de l'exercice<\/li>\r\n            <li>Transmission de l'activit\u00e9<\/li>\r\n          <\/ul>\r\n        <\/div>\r\n      <\/div>\r\n    <\/section>\r\n\r\n  <\/div>\r\n\r\n  <script>\r\n  (function () {\r\n    var root = document.getElementById('acl-reponse');\r\n    if (!root) return;\r\n    var dots = Array.prototype.slice.call(root.querySelectorAll('.acl-dot'));\r\n    var nav  = root.querySelector('.acl-dotnav');\r\n    var axes = dots.map(function (d) { return document.getElementById(d.getAttribute('data-target')); });\r\n\r\n    function onScroll() {\r\n      var trigger = window.innerHeight * 0.5;\r\n      var active = 0;\r\n      axes.forEach(function (ax, i) {\r\n        if (ax && ax.getBoundingClientRect().top < trigger) active = i;\r\n      });\r\n      dots.forEach(function (d, i) { d.classList.toggle('is-active', i === active); });\r\n\r\n      var first = axes[0], last = axes[axes.length - 1];\r\n      var started = first && first.getBoundingClientRect().top < window.innerHeight * 0.5;\r\n      var ended   = last  && last.getBoundingClientRect().bottom < window.innerHeight * 0.35;\r\n      if (nav) nav.classList.toggle('is-visible', !!started && !ended);\r\n    }\r\n\r\n    dots.forEach(function (d) {\r\n      d.addEventListener('click', function () {\r\n        var t = document.getElementById(d.getAttribute('data-target'));\r\n        if (t) t.scrollIntoView({ behavior: 'smooth', block: 'start' });\r\n      });\r\n    });\r\n\r\n    window.addEventListener('scroll', onScroll, { passive: true });\r\n    window.addEventListener('resize', onScroll);\r\n    onScroll();\r\n  })();\r\n  <\/script>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3847fe9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3847fe9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e3890a6\" data-id=\"e3890a6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e30fe1f elementor-widget elementor-widget-html\" data-id=\"e30fe1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.acl-kicker{\r\n  display:inline-flex;\r\n  align-items:center;\r\n  gap:14px;\r\n  font-family:'Inter',sans-serif;\r\n  font-size:12px;\r\n  font-weight:600;\r\n  letter-spacing:0.28em;\r\n  text-transform:uppercase;\r\n  color:#bba277;\r\n}\r\n.acl-kicker::before{\r\n  content:'';\r\n  width:38px;\r\n  height:1px;\r\n  background:#bba277;\r\n}\r\n<\/style>\r\n\r\n<span class=\"acl-kicker\">PREMIER \u00e9change<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-116d099 elementor-widget elementor-widget-heading\" data-id=\"116d099\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Parlons de vous.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3202f7f elementor-widget elementor-widget-text-editor\" data-id=\"3202f7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Un premier \u00e9change gratuit et sans engagement.<\/p><p>Nous r\u00e9pondons sous 48 heures ouvr\u00e9es.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32873a1 elementor-list-item-link-inline elementor-icon-list--layout-traditional elementor-widget elementor-widget-icon-list\" data-id=\"32873a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.google.com\/maps\/place\/76+Rue+d&#039;Auteuil,+75016+Paris\/@48.8479921,2.2581113,17z\/data=!3m1!4b1!4m6!3m5!1s0x47e67ab0a127404f:0xda9b4b67c4134d57!8m2!3d48.8479886!4d2.2606862!16s%2Fg%2F11q2x8vyqs?entry=ttu&#038;g_ep=EgoyMDI2MDUxMC4wIKXMDSoASAFQAw%3D%3D\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-map-marker-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">76 rue d\u2019Auteuil (75016), Paris, France<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">+33 6 60 93 85 78 <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:contact@acl-ic.com\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-envelope\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">contact@acl-ic.com<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/company\/acl-initiative-conseil\/?originalSubdomain=fr\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-linkedin\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">ACL Family Office<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ff0305b\" data-id=\"ff0305b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bb2d59d elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"bb2d59d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Suivant&quot;,&quot;step_previous_label&quot;:&quot;Pr\\u00e9c\\u00e9dent&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Contact\" aria-label=\"Contact\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"2640\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"bb2d59d\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"ACL Family Office\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPR\u00c9NOM\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Jean\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_ed5914b elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_ed5914b\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tNOM\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_ed5914b]\" id=\"form-field-field_ed5914b\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Dupont\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEMAIL\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"jean.dupont@email.com\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_007f2da elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_007f2da\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tT\u00c9L\u00c9PHONE\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_007f2da]\" id=\"form-field-field_007f2da\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"06 XX XX XX XX\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Seuls les caract\u00e8res de num\u00e9ros de t\u00e9l\u00e9phone (#, -, *, etc.) sont accept\u00e9s.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_d277de9 elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_d277de9\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tVOUS ETES\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_d277de9]\" id=\"form-field-field_d277de9\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\" \">S\u00e9lectionner <\/option>\n\t\t\t\t\t\t\t\t\t<option 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\">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_0e14c7c]\" id=\"form-field-field_0e14c7c\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\" \">S\u00e9lectionner <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Ing\u00e9nierie patrimoniale\">Ing\u00e9nierie patrimoniale<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Accompagnement et protection des personnes vuln\u00e9rables\">Accompagnement et protection des personnes vuln\u00e9rables<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Pr\u00e9voyance patrimoniale\">Pr\u00e9voyance patrimoniale<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Cartographie et gestion des risques \">Cartographie et gestion des risques <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Gouvernance familiale et d&#039;entreprise\">Gouvernance familiale et d&#039;entreprise<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Approche internationale\">Approche internationale<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Prestation de services (CGP, cabinets, etc.)\">Prestation de services (CGP, cabinets, etc.)<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Autre\">Autre<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tVOTRE MESSAGE\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-sm\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"4\" placeholder=\"D\u00e9crivez votre situation...\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-checkbox elementor-field-group elementor-column elementor-field-group-field_d7c9b68 elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_d7c9b68\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tJe pr\u00e9f\u00e8re \u00eatre contact\u00e9(e)\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<div class=\"elementor-field-subgroup  elementor-subgroup-inline\"><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Par e-mail\" id=\"form-field-field_d7c9b68-0\" name=\"form_fields[field_d7c9b68][]\"> <label for=\"form-field-field_d7c9b68-0\">Par e-mail<\/label><\/span><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Par SMS\" id=\"form-field-field_d7c9b68-1\" name=\"form_fields[field_d7c9b68][]\"> <label for=\"form-field-field_d7c9b68-1\">Par SMS<\/label><\/span><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Par t\u00e9l\u00e9phone\" id=\"form-field-field_d7c9b68-2\" name=\"form_fields[field_d7c9b68][]\"> <label for=\"form-field-field_d7c9b68-2\">Par t\u00e9l\u00e9phone<\/label><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ENVOYER<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>P\u00e9rennit\u00e9 des cabinets de conseil Encourag\u00e9s par les associations professionnelles, nous vous accompagnons dans la s\u00e9curisation de la p\u00e9rennit\u00e9 de votre cabinet, face \u00e0 l&rsquo;arr\u00eat de travail, l&rsquo;invalidit\u00e9 ou le d\u00e9c\u00e8s. Les risques Vous \u00eates \u00e0 la t\u00eate d&rsquo;un cabinet ? En cas d&rsquo;arr\u00eat de travail, d&rsquo;invalidit\u00e9 ou de d\u00e9c\u00e8s, votre cabinet peut subir une &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/acl-ic.com\/index.php\/cabinets-de-conseil\/\"> <span class=\"screen-reader-text\">P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers)<\/span> Lire la suite\u00a0\u00bb<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-2640","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers) - ACL Family Office<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/acl-ic.com\/index.php\/cabinets-de-conseil\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers) - ACL Family Office\" \/>\n<meta property=\"og:description\" content=\"P\u00e9rennit\u00e9 des cabinets de conseil Encourag\u00e9s par les associations professionnelles, nous vous accompagnons dans la s\u00e9curisation de la p\u00e9rennit\u00e9 de votre cabinet, face \u00e0 l&rsquo;arr\u00eat de travail, l&rsquo;invalidit\u00e9 ou le d\u00e9c\u00e8s. Les risques Vous \u00eates \u00e0 la t\u00eate d&rsquo;un cabinet ? En cas d&rsquo;arr\u00eat de travail, d&rsquo;invalidit\u00e9 ou de d\u00e9c\u00e8s, votre cabinet peut subir une &hellip; P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers) Lire la suite\u00a0\u00bb\" \/>\n<meta property=\"og:url\" content=\"https:\/\/acl-ic.com\/index.php\/cabinets-de-conseil\/\" \/>\n<meta property=\"og:site_name\" content=\"ACL Family Office\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-08T19:30:42+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/acl-ic.com\\\/index.php\\\/cabinets-de-conseil\\\/\",\"url\":\"https:\\\/\\\/acl-ic.com\\\/index.php\\\/cabinets-de-conseil\\\/\",\"name\":\"P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers) - ACL Family Office\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/acl-ic.com\\\/#website\"},\"datePublished\":\"2023-09-27T19:30:34+00:00\",\"dateModified\":\"2026-09-08T19:30:42+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/acl-ic.com\\\/index.php\\\/cabinets-de-conseil\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/acl-ic.com\\\/index.php\\\/cabinets-de-conseil\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/acl-ic.com\\\/index.php\\\/cabinets-de-conseil\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/acl-ic.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/acl-ic.com\\\/#website\",\"url\":\"https:\\\/\\\/acl-ic.com\\\/\",\"name\":\"ACL Family Office\",\"description\":\"Votre famille,  Votre patrimoine,  Notre conseil humain\",\"publisher\":{\"@id\":\"https:\\\/\\\/acl-ic.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/acl-ic.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/acl-ic.com\\\/#organization\",\"name\":\"ACL FAMILY OFFICE\",\"alternateName\":\"ACL\",\"url\":\"https:\\\/\\\/acl-ic.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/acl-ic.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/acl-ic.com\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/LOGO-FOND-OK.png\",\"contentUrl\":\"https:\\\/\\\/acl-ic.com\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/LOGO-FOND-OK.png\",\"width\":2000,\"height\":2000,\"caption\":\"ACL FAMILY OFFICE\"},\"image\":{\"@id\":\"https:\\\/\\\/acl-ic.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/aurelia-clerici-53b97542\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/acl-initiative-conseil\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers) - ACL Family Office","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/acl-ic.com\/index.php\/cabinets-de-conseil\/","og_locale":"fr_FR","og_type":"article","og_title":"P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers) - ACL Family Office","og_description":"P\u00e9rennit\u00e9 des cabinets de conseil Encourag\u00e9s par les associations professionnelles, nous vous accompagnons dans la s\u00e9curisation de la p\u00e9rennit\u00e9 de votre cabinet, face \u00e0 l&rsquo;arr\u00eat de travail, l&rsquo;invalidit\u00e9 ou le d\u00e9c\u00e8s. 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Les risques Vous \u00eates \u00e0 la t\u00eate d&rsquo;un cabinet ? 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