{"id":2640,"date":"2023-09-27T21:30:34","date_gmt":"2023-09-27T19:30:34","guid":{"rendered":"https:\/\/acl-ic.com\/?page_id=2640"},"modified":"2026-10-12T15:25:29","modified_gmt":"2026-10-12T13:25:29","slug":"cabinets-de-conseil","status":"publish","type":"page","link":"https:\/\/acl-ic.com\/index.php\/cabinets-de-conseil\/","title":{"rendered":"P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2640\" class=\"elementor elementor-2640\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19aa0ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"19aa0ca\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-91318e0\" data-id=\"91318e0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-54c18c0 elementor-widget elementor-widget-html\" data-id=\"54c18c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ACL Family Office \u2014 Section \"P\u00e9rennit\u00e9 des cabinets\" \u00b7 1re partie (hero + sch\u00e9ma du risque) -->\r\n<!-- Bloc autonome pour widget HTML Elementor \u00b7 wrapper unique #acl-perennite -->\r\n\r\n<div id=\"acl-perennite\">\r\n  <style>\r\n    @import url('https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;1,300;1,400&family=Inter:wght@300;400;500;600&display=swap');\r\n\r\n    #acl-perennite *,\r\n    #acl-perennite *::before,\r\n    #acl-perennite *::after{ margin:0 !important; padding:0 !important; box-sizing:border-box !important; }\r\n\r\n    #acl-perennite{\r\n      --gold:#bba277; --gold-lt:#d4be8a; --cream:#EFE7DA;\r\n      --muted:rgba(239,231,218,.62); --line:rgba(187,162,119,.22); --edge:rgba(187,162,119,.26);\r\n      width:100vw !important; margin-left:calc(50% - 50vw) !important;\r\n      background:#000 !important; color:var(--cream) !important;\r\n      font-family:'Inter',sans-serif !important; font-weight:300 !important;\r\n      -webkit-font-smoothing:antialiased !important; -moz-osx-font-smoothing:grayscale !important;\r\n      overflow:hidden !important;\r\n    }\r\n    #acl-perennite svg{ fill:none; stroke:var(--gold-lt); stroke-width:1.3; stroke-linecap:round; stroke-linejoin:round; }\r\n\r\n    \/* ============ HERO ============ *\/\r\n    #acl-perennite .hero{ position:relative !important; min-height:764px !important; padding-bottom:184px !important; display:flex !important; align-items:center !important; background:#000 !important; overflow:hidden !important; }\r\n    #acl-perennite .hero-photo{\r\n      position:absolute !important; top:0 !important; right:0 !important; bottom:0 !important; left:auto !important; width:74% !important; z-index:0 !important;\r\n      background-image:url('https:\/\/acl-ic.com\/wp-content\/uploads\/2026\/08\/pexels-technobulka-8993772-scaled.jpg') !important;\r\n      background-size:cover !important; background-position:center right !important; background-repeat:no-repeat !important;\r\n      -webkit-mask-image:linear-gradient(90deg, rgba(0,0,0,0) 0%, rgba(0,0,0,1) 42%) !important;\r\n              mask-image:linear-gradient(90deg, rgba(0,0,0,0) 0%, rgba(0,0,0,1) 42%) !important;\r\n    }\r\n    #acl-perennite .hero-veil{\r\n      position:absolute !important; inset:0 !important; z-index:1 !important;\r\n      background:\r\n        linear-gradient(180deg, rgba(0,0,0,.9) 0%, rgba(0,0,0,.45) 12%, rgba(0,0,0,0) 26%),\r\n        linear-gradient(90deg, rgba(0,0,0,.72) 0%, rgba(0,0,0,.5) 38%, rgba(0,0,0,0) 62%) !important;\r\n    }\r\n    #acl-perennite .hero-inner{ position:relative !important; z-index:2 !important; width:100% !important; max-width:1320px !important; margin:0 auto !important; padding:0 clamp(24px, 6vw, 100px) !important; }\r\n    #acl-perennite .hero-title{ font-family:'Cormorant Garamond',serif !important; font-weight:300 !important; font-size:72px !important; line-height:1.05 !important; margin-top:26px !important; color:var(--cream) !important; max-width:16ch !important; text-shadow:0 2px 24px rgba(0,0,0,.55) !important; text-transform:none !important; }\r\n    #acl-perennite .hero-title em{ font-style:italic !important; color:var(--gold-lt) !important; }\r\n    #acl-perennite .hero-desc{ margin-top:28px !important; max-width:46ch !important; font-family:'Inter',sans-serif !important; font-size:17px !important; font-weight:300 !important; line-height:1.85 !important; color:rgba(239,231,218,.72) !important; }\r\n\r\n    \/* ---------- Sceau Troph\u00e9e Patrimonia ----------\r\n       Hors flux : il ne compte pas dans la hauteur du contenu, donc le\r\n       titre et la description gardent leur position d'origine ; la place\r\n       est reprise par le padding-bottom du hero.\r\n       Le conteneur reproduit exactement la bo\u00eete de .hero-desc : left et\r\n       right cal\u00e9s sur le padding de .hero-inner, puis max-width:46ch avec\r\n       la police et le corps de la description. Le sceau est donc centr\u00e9\r\n       sur l'axe de la description. Si 46ch ou le corps changent, les\r\n       reproduire ici.\r\n       Le PNG a un fond NOIR OPAQUE : le border-radius 50% d\u00e9coupe le\r\n       carr\u00e9 sur le cercle de l'artwork, sinon il se verrait. *\/\r\n    #acl-perennite .hero-seal{\r\n      position:absolute !important; top:100% !important;\r\n      left:clamp(24px, 6vw, 100px) !important; right:clamp(24px, 6vw, 100px) !important;\r\n      width:auto !important; max-width:46ch !important;\r\n      margin-top:34px !important;\r\n      font-family:'Inter',sans-serif !important; font-size:17px !important; line-height:0 !important;\r\n      display:flex !important; justify-content:center !important;\r\n    }\r\n    #acl-perennite .hero-seal img{ display:block !important; width:150px !important; height:auto !important; border-radius:50% !important; }\r\n\r\n    \/* ============ CONTENT ============ *\/\r\n    #acl-perennite .content{ max-width:1320px !important; margin:0 auto !important; padding:96px clamp(24px, 6vw, 100px) 110px !important; }\r\n\r\n    #acl-perennite .block:first-child{ margin-top:0 !important; }\r\n    #acl-perennite .block-eyebrow{ display:inline-flex !important; align-items:center !important; font-family:'Inter',sans-serif !important; font-size:12px !important; font-weight:600 !important; letter-spacing:.30em !important; text-transform:uppercase !important; color:var(--gold) !important; margin-bottom:20px !important; }\r\n    #acl-perennite .block-eyebrow::before{ content:'' !important; width:38px !important; height:1px !important; background:var(--gold) !important; margin-right:20px !important; }\r\n    #acl-perennite .block-title{ font-family:'Cormorant Garamond',serif !important; font-weight:400 !important; font-size:62px !important; line-height:1.06 !important; text-transform:none !important; color:var(--cream) !important; max-width:920px !important; }\r\n    #acl-perennite .block-title em{ font-style:italic !important; color:var(--gold-lt) !important; }\r\n    #acl-perennite .lead-line{ font-size:16px !important; line-height:1.75 !important; color:var(--muted) !important; margin-top:20px !important; }\r\n\r\n    \/* ---------- 3-step risk flow (vertical) ---------- *\/\r\n    #acl-perennite .risk-flow{ margin-top:60px !important; display:flex !important; flex-direction:column !important; align-items:center !important; }\r\n    #acl-perennite .rf-stage{ width:100% !important; }\r\n\r\n    #acl-perennite .rf-panel{ border-radius:22px !important; overflow:hidden !important; border:1px solid rgba(187,162,119,.55) !important; background:linear-gradient(180deg, rgba(255,255,255,.045), rgba(255,255,255,.008)) !important; box-shadow:0 34px 66px -36px rgba(0,0,0,.78) !important; padding:18px 16px !important; }\r\n    #acl-perennite .rf-panel-head{ font-family:'Inter',sans-serif !important; font-size:13px !important; font-weight:600 !important; letter-spacing:.3em !important; text-transform:uppercase !important; color:var(--gold) !important; padding:14px 22px 22px !important; margin:0 -16px !important; text-align:center !important; text-indent:.3em !important; border-bottom:1px solid rgba(187,162,119,.55) !important; }\r\n    #acl-perennite .rf-row{ display:grid !important; grid-template-columns:repeat(3, 1fr) !important; margin-bottom:-18px !important; }\r\n    #acl-perennite .rf-item{ display:flex !important; gap:14px !important; align-items:center !important; padding:30px 22px !important; }\r\n    #acl-perennite .rf-item + .rf-item{ border-left:1px solid rgba(187,162,119,.55) !important; }\r\n    #acl-perennite .rf-ic{ width:44px !important; height:44px !important; flex-shrink:0 !important; border-radius:50% !important; background:linear-gradient(180deg, rgba(187,162,119,.18), rgba(187,162,119,.03)) !important; border:1px solid rgba(187,162,119,.42) !important; display:flex !important; align-items:center !important; justify-content:center !important; box-shadow:inset 0 1px 0 rgba(212,190,138,.18) !important; }\r\n    #acl-perennite .rf-ic svg{ width:21px !important; height:21px !important; }\r\n    #acl-perennite .rf-item h4{ font-family:'Cormorant Garamond',serif !important; font-weight:500 !important; font-size:22px !important; line-height:1.14 !important; color:var(--cream) !important; text-transform:none !important; }\r\n    #acl-perennite .rf-item p{ font-family:'Inter',sans-serif !important; font-weight:300 !important; font-size:14px !important; line-height:1.55 !important; color:var(--muted) !important; margin-top:5px !important; }\r\n\r\n    \/* trois cases s\u00e9par\u00e9es (\u00e9tape 1) *\/\r\n    #acl-perennite .rf-cards{ display:grid !important; grid-template-columns:repeat(3, 1fr) !important; gap:18px !important; }\r\n    #acl-perennite .rf-cards .rf-item{ border-radius:18px !important; padding:22px 24px !important; border:1px solid rgba(187,162,119,.55) !important; background:linear-gradient(180deg, rgba(255,255,255,.045), rgba(255,255,255,.008)) !important; box-shadow:0 24px 50px -34px rgba(0,0,0,.78) !important; }\r\n    #acl-perennite .rf-cards .rf-item + .rf-item{ border-left:1px solid rgba(187,162,119,.55) !important; }\r\n\r\n    \/* connecteur : fil d\u00e9grad\u00e9 + pointe chevron *\/\r\n    #acl-perennite .rf-arrow{ position:relative !important; width:1px !important; height:58px !important; margin:26px 0 34px !important; background:linear-gradient(to bottom, rgba(187,162,119,.08), rgba(187,162,119,.6)) !important; }\r\n    #acl-perennite .rf-arrow::after{ content:'' !important; position:absolute !important; left:50% !important; bottom:0 !important; width:9px !important; height:9px !important; transform:translate(-50%, 3px) rotate(45deg) !important; border-right:1px solid var(--gold-lt) !important; border-bottom:1px solid var(--gold-lt) !important; }\r\n\r\n    \/* carte centrale \"bijou\" *\/\r\n    #acl-perennite .rf-pivot{ width:100% !important; }\r\n    #acl-perennite .rf-pivot-card{ position:relative !important; text-align:center !important; padding:34px 32px !important; max-width:400px !important; margin:0 auto !important; border-radius:24px !important; overflow:hidden !important; border:1px solid rgba(187,162,119,.55) !important; background:linear-gradient(180deg, rgba(255,255,255,.03), rgba(0,0,0,0)) !important; box-shadow:0 44px 96px -42px rgba(0,0,0,.9) !important; }\r\n    #acl-perennite .rf-pivot-ic{ width:56px !important; height:56px !important; margin:0 auto 16px !important; border-radius:50% !important; background:linear-gradient(180deg, rgba(187,162,119,.22), rgba(187,162,119,.04)) !important; border:1px solid var(--gold-lt) !important; display:flex !important; align-items:center !important; justify-content:center !important; box-shadow:0 0 34px rgba(187,162,119,.22) !important; }\r\n    #acl-perennite .rf-pivot-ic svg{ width:26px !important; height:26px !important; }\r\n    #acl-perennite .rf-pivot-card h3{ font-family:'Cormorant Garamond',serif !important; font-weight:500 !important; font-size:31px !important; line-height:1.08 !important; color:var(--gold-lt) !important; text-transform:none !important; }\r\n    #acl-perennite .rf-pivot-card p{ font-family:'Inter',sans-serif !important; font-weight:300 !important; font-size:15px !important; line-height:1.55 !important; color:rgba(239,231,218,.72) !important; margin-top:12px !important; }\r\n\r\n    @media (max-width:900px){\r\n      #acl-perennite .hero{ min-height:calc(62vh + 136px) !important; padding-bottom:136px !important; }\r\n      #acl-perennite .hero-title{ font-size:46px !important; }\r\n      #acl-perennite .hero-seal{ margin-top:26px !important; }\r\n      #acl-perennite .hero-seal img{ width:110px !important; }\r\n      #acl-perennite .content{ padding:64px 24px 80px !important; }\r\n      #acl-perennite .block-title{ font-size:44px !important; }\r\n      #acl-perennite .rf-row{ grid-template-columns:1fr !important; margin-bottom:0 !important; }\r\n      #acl-perennite .rf-cards{ grid-template-columns:1fr !important; gap:14px !important; }\r\n      #acl-perennite .rf-item{ padding:16px 6px !important; }\r\n      #acl-perennite .rf-cards .rf-item{ padding:18px 22px !important; }\r\n      #acl-perennite .rf-item + .rf-item{ border-left:none !important; border-top:1px solid rgba(187,162,119,.14) !important; }\r\n    }\r\n    @media (max-width:560px){\r\n      #acl-perennite .content{ padding:64px 18px 80px !important; }\r\n      #acl-perennite .hero{ min-height:calc(62vh + 122px) !important; padding-bottom:122px !important; }\r\n      #acl-perennite .hero-title{ font-size:40px !important; }\r\n      #acl-perennite .hero-seal img{ width:96px !important; }\r\n    }\r\n  <\/style>\r\n\r\n  <!-- ============ HERO ============ -->\r\n  <header class=\"hero\">\r\n    <div class=\"hero-photo\"><\/div>\r\n    <div class=\"hero-veil\"><\/div>\r\n    <div class=\"hero-inner\">\r\n      <h1 class=\"hero-title\">P\u00e9rennit\u00e9 des <em>cabinets de conseil<\/em><\/h1>\r\n      <p class=\"hero-desc\">Encourag\u00e9s par les associations professionnelles, nous vous accompagnons dans la s\u00e9curisation de la p\u00e9rennit\u00e9 de votre cabinet, face \u00e0 l'arr\u00eat de travail, l'invalidit\u00e9 ou le d\u00e9c\u00e8s.<\/p>\r\n\r\n      <!-- Sceau Troph\u00e9e Patrimonia -->\r\n      <div class=\"hero-seal\">\r\n        <img fetchpriority=\"high\" src=\"https:\/\/acl-ic.com\/wp-content\/uploads\/2026\/10\/34fac4b3-df7a-41c0-bbe0-c4bae933c9ee-1-300x300.png\"\r\n             srcset=\"https:\/\/acl-ic.com\/wp-content\/uploads\/2026\/10\/34fac4b3-df7a-41c0-bbe0-c4bae933c9ee-1-300x300.png 300w,\r\n                     https:\/\/acl-ic.com\/wp-content\/uploads\/2026\/10\/34fac4b3-df7a-41c0-bbe0-c4bae933c9ee-1-768x768.png 768w\"\r\n             sizes=\"(max-width:560px) 96px, (max-width:900px) 110px, 150px\"\r\n             width=\"300\" height=\"300\" decoding=\"async\"\r\n             alt=\"Laur\u00e9at du Troph\u00e9e Patrimonia 2026, cat\u00e9gorie CGP le plus innovant\">\r\n      <\/div>\r\n    <\/div>\r\n  <\/header>\r\n\r\n  <!-- ============ CONTENT \u2014 LES RISQUES ============ -->\r\n  <div class=\"content\">\r\n    <section class=\"block\">\r\n      <div class=\"block-eyebrow\">Les risques<\/div>\r\n      <h2 class=\"block-title\">Vous \u00eates \u00e0 la t\u00eate d'un <em>cabinet<\/em> ?<\/h2>\r\n      <p class=\"lead-line\">En cas d'arr\u00eat de travail, d'invalidit\u00e9 ou de d\u00e9c\u00e8s, votre cabinet peut subir une rupture d'exercice de ses activit\u00e9s et se retrouver dans l'impossibilit\u00e9 d'agir.<\/p>\r\n\r\n      <div class=\"risk-flow\">\r\n\r\n        <!-- \u00c9TAPE 1 \u2014 L'impr\u00e9vu (3 cases s\u00e9par\u00e9es) -->\r\n        <div class=\"rf-stage\">\r\n          <div class=\"rf-cards\">\r\n            <div class=\"rf-item\">\r\n              <span class=\"rf-ic\"><svg viewBox=\"0 0 24 24\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"17\" rx=\"2\"\/><path d=\"M3 9h18M8 2v4M16 2v4\"\/><path d=\"M9.5 13.5l5 5M14.5 13.5l-5 5\"\/><\/svg><\/span>\r\n              <div><h4>Arr\u00eat de travail<\/h4><\/div>\r\n            <\/div>\r\n            <div class=\"rf-item\">\r\n              <span class=\"rf-ic\"><svg viewBox=\"0 0 24 24\"><circle cx=\"10\" cy=\"5\" r=\"2\"\/><path d=\"M10 7.5v6h5l2.5 5.5\"\/><path d=\"M10 13.5a5 5 0 1 0 4.4 7.4\"\/><\/svg><\/span>\r\n              <div><h4>Invalidit\u00e9<\/h4><\/div>\r\n            <\/div>\r\n            <div class=\"rf-item\">\r\n              <span class=\"rf-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 3c0 2.2-2.2 2.2-2.2 4.2a2.2 2.2 0 0 0 4.4 0C14.2 5.2 12 5.2 12 3Z\"\/><rect x=\"9.3\" y=\"9.4\" width=\"5.4\" height=\"9.6\" rx=\"1\"\/><path d=\"M6.5 21h11\"\/><\/svg><\/span>\r\n              <div><h4>D\u00e9c\u00e8s<\/h4><\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- fl\u00e8che -->\r\n        <div class=\"rf-arrow\"><\/div>\r\n\r\n        <!-- \u00c9TAPE 2 \u2014 Le risque (carte bijou) -->\r\n        <div class=\"rf-pivot\">\r\n          <div class=\"rf-pivot-card\">\r\n            <div class=\"rf-pivot-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 3 2 20h20L12 3Z\"\/><path d=\"M12 10v4\"\/><circle cx=\"12\" cy=\"17\" r=\".6\" fill=\"#d4be8a\" stroke=\"none\"\/><\/svg><\/div>\r\n            <h3>Rupture d'exercice<\/h3>\r\n            <p>L'activit\u00e9 du cabinet s'interrompt.<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- fl\u00e8che -->\r\n        <div class=\"rf-arrow\"><\/div>\r\n\r\n        <!-- \u00c9TAPE 3 \u2014 Impossibilit\u00e9 d'agir -->\r\n        <div class=\"rf-stage\">\r\n          <div class=\"rf-panel\">\r\n            <div class=\"rf-panel-head\">Impossibilit\u00e9 d'agir<\/div>\r\n            <div class=\"rf-row\">\r\n              <div class=\"rf-item\">\r\n                <span class=\"rf-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 3v18\"\/><path d=\"M12 5h6l2.5 2.5L18 10h-6\"\/><path d=\"M12 13H6l-2.5 2.5L6 18h6\"\/><\/svg><\/span>\r\n                <div><h4>D\u00e9cider<\/h4><p>Prendre ou mettre en \u0153uvre des d\u00e9cisions.<\/p><\/div>\r\n              <\/div>\r\n              <div class=\"rf-item\">\r\n                <span class=\"rf-ic\"><svg viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M15.5 8.8a4.2 4.2 0 1 0 0 6.4\"\/><path d=\"M8 11h6M8 13.4h6\"\/><\/svg><\/span>\r\n                <div><h4>Percevoir des revenus<\/h4><p>Suspension puis radiation de l'Orias.<\/p><\/div>\r\n              <\/div>\r\n              <div class=\"rf-item\">\r\n                <span class=\"rf-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M7 3h7l4 4v14H7z\"\/><path d=\"M14 3v4h4\"\/><path d=\"M9.5 16.5c1-1.4 2-1.4 3 0s2 1.4 3 0\"\/><\/svg><\/span>\r\n                <div><h4>Contracter<\/h4><p>Signer de nouveaux contrats, faute du porteur des agr\u00e9ments.<\/p><\/div>\r\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/section>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dcb4d5e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"dcb4d5e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-821bfd3\" data-id=\"821bfd3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-df1442d elementor-widget elementor-widget-html\" data-id=\"df1442d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ACL Family Office \u2014 Section \"Notre r\u00e9ponse\" (p\u00e9rennit\u00e9 des cabinets) -->\r\n<!-- Bloc autonome pour widget HTML Elementor \u00b7 wrapper unique #acl-reponse -->\r\n<!-- Format #acl-approche : panneau or \u00e0 gauche + carte \u00e0 droite \u00b7 nav \u00e0 points -->\r\n\r\n<div id=\"acl-reponse\">\r\n  <style>\r\n    @import url('https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;1,300;1,400&family=Inter:wght@300;400;500;600&display=swap');\r\n\r\n    #acl-reponse *,\r\n    #acl-reponse *::before,\r\n    #acl-reponse *::after{ margin:0 !important; padding:0 !important; box-sizing:border-box !important; }\r\n\r\n    #acl-reponse{\r\n      --gold:#bba277; --gold-lt:#d4be8a;\r\n      --panel-bg:rgba(187,162,119,.90); --panel-ink:#211d15; --card-bg:#202020;\r\n      --hairline:rgba(187,162,119,.16); --card-edge:rgba(187,162,119,.26);\r\n      --cream:#EFE7DA; --ivory-80:rgba(239,231,218,.82); --ivory-55:rgba(239,231,218,.55);\r\n      background:#202020 !important; color:var(--cream) !important;\r\n      font-family:'Inter',sans-serif !important; font-weight:300 !important;\r\n      -webkit-font-smoothing:antialiased !important; -moz-osx-font-smoothing:grayscale !important;\r\n      padding:100px 100px !important; overflow:hidden !important;\r\n    }\r\n    #acl-reponse .acl-wrap{ max-width:1180px !important; margin:0 auto !important; }\r\n\r\n    \/* ---------- intro header ---------- *\/\r\n    #acl-reponse .acl-intro{ margin-bottom:54px !important; text-align:left !important; }\r\n    #acl-reponse .acl-eyebrow{ display:inline-flex !important; align-items:center !important; font-family:'Inter',sans-serif !important; font-weight:600 !important; font-size:12px !important; text-transform:uppercase !important; letter-spacing:.30em !important; color:#bba277 !important; }\r\n    #acl-reponse .acl-eyebrow::before{ content:'' !important; width:38px !important; height:1px !important; background:#bba277 !important; margin-right:20px !important; }\r\n    #acl-reponse .acl-title{ font-family:'Cormorant Garamond',serif !important; font-weight:400 !important; font-size:62px !important; line-height:1.06 !important; text-transform:none !important; margin-top:26px !important; color:var(--cream) !important; }\r\n    #acl-reponse .acl-title em{ font-style:italic !important; color:#d4be8a !important; }\r\n    #acl-reponse .acl-sub{ font-family:'Inter',sans-serif !important; font-weight:300 !important; font-size:16px !important; line-height:1.7 !important; color:rgba(239,231,218,.74) !important; margin:22px 0 0 !important; }\r\n\r\n    \/* ---------- one section (niveau) ---------- *\/\r\n    #acl-reponse .acl-axe{ display:grid !important; grid-template-columns:355px 1fr !important; gap:20px !important; margin-bottom:20px !important; align-items:stretch !important; }\r\n\r\n    \/* ---------- GOLD left panel ---------- *\/\r\n    #acl-reponse .acl-panel{ position:relative !important; background:var(--panel-bg) !important; border:1px solid rgba(33,29,21,.18) !important; padding:46px 46px !important; display:flex !important; flex-direction:column !important; }\r\n    #acl-reponse .acl-num{ font-family:'Cormorant Garamond',serif !important; font-weight:400 !important; font-size:76px !important; line-height:1 !important; letter-spacing:.04em !important; color:var(--panel-ink) !important; }\r\n    #acl-reponse .acl-panel-title{ font-family:'Cormorant Garamond',serif !important; font-size:33px !important; font-weight:400 !important; line-height:1.14 !important; text-transform:none !important; color:var(--panel-ink) !important; margin-top:30px !important; }\r\n    #acl-reponse .acl-panel-title::before{ content:'' !important; display:block !important; width:46px !important; height:1px !important; background:rgba(33,29,21,.45) !important; margin-bottom:30px !important; }\r\n\r\n    \/* ---------- right : expertise card ---------- *\/\r\n    #acl-reponse .acl-cards{ display:flex !important; flex-direction:column !important; gap:20px !important; align-self:stretch !important; }\r\n    #acl-reponse .acl-card{ position:relative !important; height:100% !important; background:var(--card-bg) !important; border:1px solid var(--card-edge) !important; padding:34px 42px 34px 20px !important; display:grid !important; grid-template-columns:60px 1fr !important; column-gap:40px !important; align-content:center !important; }\r\n    #acl-reponse .acl-card::after{ content:'' !important; position:absolute !important; top:0 !important; bottom:0 !important; left:100px !important; width:1px !important; background:rgba(187,162,119,.28) !important; }\r\n    #acl-reponse .acl-card > :not(.acl-ic){ grid-column:2 !important; padding-left:22px !important; }\r\n    #acl-reponse .acl-ic{ grid-column:1 !important; grid-row:1 \/ span 3 !important; justify-self:center !important; align-self:center !important; width:56px !important; height:56px !important; flex-shrink:0 !important; display:flex !important; align-items:center !important; justify-content:center !important; }\r\n    #acl-reponse .acl-ic svg{ width:32px !important; height:32px !important; fill:none !important; stroke:var(--gold-lt) !important; stroke-width:1.3 !important; stroke-linecap:round !important; stroke-linejoin:round !important; }\r\n    #acl-reponse .acl-card h3{ font-family:'Inter',sans-serif !important; font-size:15px !important; font-weight:600 !important; letter-spacing:.01em !important; color:var(--gold-lt) !important; text-transform:none !important; margin-bottom:14px !important; }\r\n    #acl-reponse .acl-card-intro{ font-family:'Inter',sans-serif !important; font-size:15px !important; line-height:1.5 !important; color:var(--ivory-80) !important; margin-bottom:24px !important; }\r\n    #acl-reponse .acl-list{ list-style:none !important; }\r\n    #acl-reponse .acl-list li{ display:flex !important; align-items:baseline !important; gap:14px !important; font-family:'Inter',sans-serif !important; font-size:15px !important; line-height:1.5 !important; color:var(--ivory-55) !important; padding:14px 0 !important; border-bottom:1px solid var(--hairline) !important; }\r\n    #acl-reponse .acl-list li:last-child{ border-bottom:none !important; padding-bottom:0 !important; }\r\n    #acl-reponse .acl-list li::before{ content:'\u2014' !important; color:var(--gold) !important; flex-shrink:0 !important; }\r\n\r\n    \/* ---------- sticky dot navigation ---------- *\/\r\n    #acl-reponse .acl-dotnav{ position:fixed !important; left:50px !important; top:50% !important; transform:translateY(-50%) !important; display:flex !important; flex-direction:column !important; gap:30px !important; z-index:20 !important; opacity:0 !important; pointer-events:none !important; transition:opacity .6s ease !important; }\r\n    #acl-reponse .acl-dotnav.is-visible{ opacity:1 !important; pointer-events:auto !important; }\r\n    #acl-reponse .acl-dotnav::before{ content:'' !important; position:absolute !important; left:5px !important; top:6px !important; bottom:6px !important; width:1px !important; background:linear-gradient(to bottom, rgba(187,162,119,0), rgba(187,162,119,.32) 20%, rgba(187,162,119,.32) 80%, rgba(187,162,119,0)) !important; }\r\n    #acl-reponse .acl-dot{ position:relative !important; display:flex !important; align-items:center !important; cursor:pointer !important; background:none !important; border:none !important; }\r\n    #acl-reponse .acl-dot span{ width:11px !important; height:11px !important; border-radius:50% !important; border:1px solid rgba(187,162,119,.45) !important; background:#202020 !important; flex-shrink:0 !important; transition:background .5s ease, box-shadow .5s ease, transform .5s ease, border-color .5s ease !important; }\r\n    #acl-reponse .acl-dot:hover span{ border-color:rgba(212,190,138,.85) !important; }\r\n    #acl-reponse .acl-dot.is-active span{ background:var(--gold-lt) !important; border-color:var(--gold-lt) !important; box-shadow:0 0 0 4px rgba(212,190,138,.14), 0 0 14px rgba(212,190,138,.55) !important; transform:scale(1.1) !important; }\r\n\r\n    @media (max-width:900px){\r\n      #acl-reponse{ padding:80px 22px !important; }\r\n      #acl-reponse .acl-dotnav{ display:none !important; }\r\n      #acl-reponse .acl-axe{ grid-template-columns:1fr !important; }\r\n      #acl-reponse .acl-panel{ padding:36px !important; }\r\n      #acl-reponse .acl-panel-title{ font-size:28px !important; }\r\n      #acl-reponse .acl-card{ padding:28px 26px !important; }\r\n      #acl-reponse .acl-title{ font-size:44px !important; }\r\n    }\r\n    @media (max-width:560px){\r\n      #acl-reponse{ padding:64px 18px !important; }\r\n      #acl-reponse .acl-title{ font-size:34px !important; }\r\n    }\r\n  <\/style>\r\n\r\n  <nav class=\"acl-dotnav\" aria-hidden=\"true\">\r\n    <button class=\"acl-dot is-active\" data-target=\"acl-rep-0\"><span><\/span><\/button>\r\n    <button class=\"acl-dot\" data-target=\"acl-rep-1\"><span><\/span><\/button>\r\n    <button class=\"acl-dot\" data-target=\"acl-rep-2\"><span><\/span><\/button>\r\n  <\/nav>\r\n\r\n  <div class=\"acl-wrap\">\r\n\r\n    <div class=\"acl-intro\">\r\n      <div class=\"acl-eyebrow\">Notre r\u00e9ponse<\/div>\r\n      <h2 class=\"acl-title\">S\u00e9curiser le cabinet sur <em>trois niveaux<\/em>.<\/h2>\r\n      <p class=\"acl-sub\">Conjuguer la protection des personnes et la s\u00e9curisation de l'entreprise, pour maintenir les revenus et assurer la continuit\u00e9 de la gouvernance.<\/p>\r\n    <\/div>\r\n\r\n    <!-- 01 \u2014 CARTOGRAPHIE DES RISQUES -->\r\n    <section class=\"acl-axe\" id=\"acl-rep-0\">\r\n      <div class=\"acl-panel\">\r\n        <div class=\"acl-num\">01<\/div>\r\n        <h3 class=\"acl-panel-title\">Cartographier<br>les risques<\/h3>\r\n      <\/div>\r\n      <div class=\"acl-cards\">\r\n        <div class=\"acl-card\">\r\n          <div class=\"acl-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M9 3 3 5.5v15L9 18l6 3 6-2.5v-15L15 6 9 3Z\"\/><path d=\"M9 3v15M15 6v15\"\/><\/svg><\/div>\r\n          <h3>Organiser et planifier les solutions<\/h3>\r\n          <p class=\"acl-card-intro\">En amont de toute intervention, nous dressons une cartographie pr\u00e9cise de votre exposition. Elle \u00e9claire nos d\u00e9cisions et fonde, point par point, le dispositif \u00e0 b\u00e2tir avec vous.<\/p>\r\n          <ul class=\"acl-list\">\r\n            <li>Int\u00e9gration de l'apport des flux de tr\u00e9sorerie<\/li>\r\n            <li>Organisation des solutions \u00e0 mettre en \u0153uvre<\/li>\r\n            <li>Planification de leur d\u00e9ploiement<\/li>\r\n          <\/ul>\r\n        <\/div>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <!-- 02 \u2014 MAINTENIR LE NIVEAU DE VIE -->\r\n    <section class=\"acl-axe\" id=\"acl-rep-1\">\r\n      <div class=\"acl-panel\">\r\n        <div class=\"acl-num\">02<\/div>\r\n        <h3 class=\"acl-panel-title\">Maintenir le<br>niveau de vie<\/h3>\r\n      <\/div>\r\n      <div class=\"acl-cards\">\r\n        <div class=\"acl-card\">\r\n          <div class=\"acl-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 3 4 6v5c0 5 3.4 8 8 10 4.6-2 8-5 8-10V6l-8-3Z\"\/><path d=\"M12 8.4v5.4M9.5 11.1H14.5\"\/><\/svg><\/div>\r\n          <h3>Des flux de tr\u00e9sorerie s\u00e9curis\u00e9s<\/h3>\r\n          <p class=\"acl-card-intro\">Nous mettons en place les garanties qui apportent des liquidit\u00e9s imm\u00e9diates \u00e0 la famille comme au cabinet, pour pr\u00e9server le niveau de vie.<\/p>\r\n          <ul class=\"acl-list\">\r\n            <li>Pr\u00e9voyance familiale \u2014 \u00e0 titre personnel<\/li>\r\n            <li>Garantie \u00ab personne-cl\u00e9 \u00bb \u2014 au titre de la soci\u00e9t\u00e9<\/li>\r\n            <li>Garantie \u00ab associ\u00e9s \u00bb<\/li>\r\n          <\/ul>\r\n        <\/div>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <!-- 03 \u2014 S\u00c9CURISER LA GOUVERNANCE -->\r\n    <section class=\"acl-axe\" id=\"acl-rep-2\">\r\n      <div class=\"acl-panel\">\r\n        <div class=\"acl-num\">03<\/div>\r\n        <h3 class=\"acl-panel-title\">S\u00e9curiser la<br>gouvernance future<\/h3>\r\n      <\/div>\r\n      <div class=\"acl-cards\">\r\n        <div class=\"acl-card\">\r\n          <div class=\"acl-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M3 21h18\"\/><path d=\"M5 21V9m4.7 12V9m4.6 12V9M19 21V9\"\/><path d=\"M3.5 9 12 3l8.5 6Z\"\/><\/svg><\/div>\r\n          <h3>Un cadre juridique p\u00e9renne<\/h3>\r\n          <p class=\"acl-card-intro\">Nous construisons l'environnement juridique qui organise la continuit\u00e9 de l'exercice et pr\u00e9pare la transmission de l'activit\u00e9.<\/p>\r\n          <ul class=\"acl-list\">\r\n            <li>Continuit\u00e9 de l'exercice<\/li>\r\n            <li>Transmission de l'activit\u00e9<\/li>\r\n          <\/ul>\r\n        <\/div>\r\n      <\/div>\r\n    <\/section>\r\n\r\n  <\/div>\r\n\r\n  <script>\r\n  (function () {\r\n    var root = document.getElementById('acl-reponse');\r\n    if (!root) return;\r\n    var dots = Array.prototype.slice.call(root.querySelectorAll('.acl-dot'));\r\n    var nav  = root.querySelector('.acl-dotnav');\r\n    var axes = dots.map(function (d) { return document.getElementById(d.getAttribute('data-target')); });\r\n\r\n    function onScroll() {\r\n      var trigger = window.innerHeight * 0.5;\r\n      var active = 0;\r\n      axes.forEach(function (ax, i) {\r\n        if (ax && ax.getBoundingClientRect().top < trigger) active = i;\r\n      });\r\n      dots.forEach(function (d, i) { d.classList.toggle('is-active', i === active); });\r\n\r\n      var first = axes[0], last = axes[axes.length - 1];\r\n      var started = first && first.getBoundingClientRect().top < window.innerHeight * 0.5;\r\n      var ended   = last  && last.getBoundingClientRect().bottom < window.innerHeight * 0.35;\r\n      if (nav) nav.classList.toggle('is-visible', !!started && !ended);\r\n    }\r\n\r\n    dots.forEach(function (d) {\r\n      d.addEventListener('click', function () {\r\n        var t = document.getElementById(d.getAttribute('data-target'));\r\n        if (t) t.scrollIntoView({ behavior: 'smooth', block: 'start' });\r\n      });\r\n    });\r\n\r\n   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class=\"elementor-element elementor-element-e30fe1f elementor-widget elementor-widget-html\" data-id=\"e30fe1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.acl-kicker{\r\n  display:inline-flex;\r\n  align-items:center;\r\n  gap:14px;\r\n  font-family:'Inter',sans-serif;\r\n  font-size:12px;\r\n  font-weight:600;\r\n  letter-spacing:0.28em;\r\n  text-transform:uppercase;\r\n  color:#bba277;\r\n}\r\n.acl-kicker::before{\r\n  content:'';\r\n  width:38px;\r\n  height:1px;\r\n  background:#bba277;\r\n}\r\n<\/style>\r\n\r\n<span class=\"acl-kicker\">PREMIER \u00e9change<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-116d099 elementor-widget elementor-widget-heading\" data-id=\"116d099\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Parlons de vous.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3202f7f elementor-widget elementor-widget-text-editor\" data-id=\"3202f7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Un premier \u00e9change gratuit et sans engagement.<\/p><p>Nous r\u00e9pondons sous 48 heures ouvr\u00e9es.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32873a1 elementor-list-item-link-inline elementor-icon-list--layout-traditional elementor-widget elementor-widget-icon-list\" data-id=\"32873a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.google.com\/maps\/place\/76+Rue+d&#039;Auteuil,+75016+Paris\/@48.8479921,2.2581113,17z\/data=!3m1!4b1!4m6!3m5!1s0x47e67ab0a127404f:0xda9b4b67c4134d57!8m2!3d48.8479886!4d2.2606862!16s%2Fg%2F11q2x8vyqs?entry=ttu&#038;g_ep=EgoyMDI2MDUxMC4wIKXMDSoASAFQAw%3D%3D\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-map-marker-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">76 rue d\u2019Auteuil (75016), Paris, France<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">+33 6 60 93 85 78 <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:contact@acl-ic.com\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-envelope\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">contact@acl-ic.com<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/company\/acl-initiative-conseil\/?originalSubdomain=fr\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-linkedin\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">ACL Family Office<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ff0305b\" data-id=\"ff0305b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bb2d59d elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"bb2d59d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Suivant&quot;,&quot;step_previous_label&quot;:&quot;Pr\\u00e9c\\u00e9dent&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Contact\" aria-label=\"Contact\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"2640\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"bb2d59d\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers) - ACL Family Office\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"2640\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPR\u00c9NOM\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Jean\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_ed5914b elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_ed5914b\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tNOM\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_ed5914b]\" id=\"form-field-field_ed5914b\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Dupont\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEMAIL\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"jean.dupont@email.com\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_007f2da elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_007f2da\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tT\u00c9L\u00c9PHONE\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_007f2da]\" id=\"form-field-field_007f2da\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"06 XX XX XX XX\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Seuls les caract\u00e8res de num\u00e9ros de t\u00e9l\u00e9phone (#, -, *, etc.) sont accept\u00e9s.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_d277de9 elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_d277de9\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tVOUS ETES\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_d277de9]\" id=\"form-field-field_d277de9\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\" \">S\u00e9lectionner <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Particulier\">Particulier<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Personne en situation de vuln\u00e9rabilit\u00e9 \/ Aidant\">Personne en situation de vuln\u00e9rabilit\u00e9 \/ Aidant<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Dirigeant(e)\">Dirigeant(e)<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Chef(fe) d&#039;entreprise\">Chef(fe) d&#039;entreprise<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"CGP\">CGP<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Autre\">Autre<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_0e14c7c elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_0e14c7c\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tOBJET\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_0e14c7c]\" id=\"form-field-field_0e14c7c\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\" \">S\u00e9lectionner <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Ing\u00e9nierie patrimoniale\">Ing\u00e9nierie patrimoniale<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Accompagnement et protection des personnes vuln\u00e9rables\">Accompagnement et protection des personnes vuln\u00e9rables<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Pr\u00e9voyance patrimoniale\">Pr\u00e9voyance patrimoniale<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Cartographie et gestion des risques \">Cartographie et gestion des risques <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Gouvernance familiale et d&#039;entreprise\">Gouvernance familiale et d&#039;entreprise<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Approche internationale\">Approche internationale<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Prestation de services (CGP, cabinets, etc.)\">Prestation de services (CGP, cabinets, etc.)<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Autre\">Autre<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tVOTRE MESSAGE\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-sm\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"4\" placeholder=\"D\u00e9crivez votre situation...\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-checkbox elementor-field-group elementor-column elementor-field-group-field_d7c9b68 elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_d7c9b68\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tJe pr\u00e9f\u00e8re \u00eatre contact\u00e9(e)\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<div class=\"elementor-field-subgroup  elementor-subgroup-inline\"><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Par e-mail\" id=\"form-field-field_d7c9b68-0\" name=\"form_fields[field_d7c9b68][]\"> <label for=\"form-field-field_d7c9b68-0\">Par e-mail<\/label><\/span><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Par SMS\" id=\"form-field-field_d7c9b68-1\" name=\"form_fields[field_d7c9b68][]\"> <label for=\"form-field-field_d7c9b68-1\">Par SMS<\/label><\/span><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Par t\u00e9l\u00e9phone\" id=\"form-field-field_d7c9b68-2\" name=\"form_fields[field_d7c9b68][]\"> <label for=\"form-field-field_d7c9b68-2\">Par t\u00e9l\u00e9phone<\/label><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ENVOYER<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>P\u00e9rennit\u00e9 des cabinets de conseil Encourag\u00e9s par les associations professionnelles, nous vous accompagnons dans la s\u00e9curisation de la p\u00e9rennit\u00e9 de votre cabinet, face \u00e0 l&rsquo;arr\u00eat de travail, l&rsquo;invalidit\u00e9 ou le d\u00e9c\u00e8s. Les risques Vous \u00eates \u00e0 la t\u00eate d&rsquo;un cabinet ? En cas d&rsquo;arr\u00eat de travail, d&rsquo;invalidit\u00e9 ou de d\u00e9c\u00e8s, votre cabinet peut subir une &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/acl-ic.com\/index.php\/cabinets-de-conseil\/\"> <span class=\"screen-reader-text\">P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers)<\/span> Lire la suite\u00a0\u00bb<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-2640","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers) - ACL Family Office<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/acl-ic.com\/index.php\/cabinets-de-conseil\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers) - ACL Family Office\" \/>\n<meta property=\"og:description\" content=\"P\u00e9rennit\u00e9 des cabinets de conseil Encourag\u00e9s par les associations professionnelles, nous vous accompagnons dans la s\u00e9curisation de la p\u00e9rennit\u00e9 de votre cabinet, face \u00e0 l&rsquo;arr\u00eat de travail, l&rsquo;invalidit\u00e9 ou le d\u00e9c\u00e8s. Les risques Vous \u00eates \u00e0 la t\u00eate d&rsquo;un cabinet ? En cas d&rsquo;arr\u00eat de travail, d&rsquo;invalidit\u00e9 ou de d\u00e9c\u00e8s, votre cabinet peut subir une &hellip; P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers) Lire la suite\u00a0\u00bb\" \/>\n<meta property=\"og:url\" content=\"https:\/\/acl-ic.com\/index.php\/cabinets-de-conseil\/\" \/>\n<meta property=\"og:site_name\" content=\"ACL Family Office\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-12T13:25:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/acl-ic.com\/wp-content\/uploads\/2026\/10\/34fac4b3-df7a-41c0-bbe0-c4bae933c9ee-1-300x300.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/acl-ic.com\\\/index.php\\\/cabinets-de-conseil\\\/\",\"url\":\"https:\\\/\\\/acl-ic.com\\\/index.php\\\/cabinets-de-conseil\\\/\",\"name\":\"P\u00e9rennit\u00e9 des cabinets de conseil (CGP, courtiers) - 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