{"id":577,"date":"2020-11-15T13:44:37","date_gmt":"2020-11-15T12:44:37","guid":{"rendered":"https:\/\/acl-ic.com\/?page_id=577"},"modified":"2026-09-08T21:30:42","modified_gmt":"2026-09-08T19:30:42","slug":"prevoyance-patrimoniale","status":"publish","type":"page","link":"https:\/\/acl-ic.com\/index.php\/prevoyance-patrimoniale\/","title":{"rendered":"Pr\u00e9voyance patrimoniale"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"577\" class=\"elementor elementor-577\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-78e5b9d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"78e5b9d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-32262b9\" data-id=\"32262b9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f191c88 elementor-widget elementor-widget-html\" data-id=\"f191c88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ============================================================\r\n     ACL FAMILY OFFICE \u2014 Banni\u00e8re \u00ab Pr\u00e9voyance patrimoniale \u00bb\r\n     Format de la banni\u00e8re \u00ab Ing\u00e9nierie \u00bb \/ \u00ab Habilitations \u00bb\r\n     Bloc HTML autonome, pr\u00eat pour WordPress (Custom HTML)\r\n     Wrapper : #acl-prevoyance\r\n     ============================================================ -->\r\n\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,200;0,300;0,400;0,500;1,300;1,400;1,500&family=Inter:wght@300;400;500;600&display=swap\" rel=\"stylesheet\" \/>\r\n\r\n<div id=\"acl-prevoyance\">\r\n\r\n  <!-- ============ HERO (image plein cadre) ============ -->\r\n  <header class=\"ah-hero\">\r\n    <div class=\"ah-photo\"><\/div>\r\n    <div class=\"ah-veil\"><\/div>\r\n    <div class=\"ah-hero-inner\">\r\n      <h1 class=\"ah-hero-title\">Pr\u00e9voyance <em>patrimoniale<\/em><\/h1>\r\n      <p class=\"ah-hero-desc\">\r\n        Anticiper, organiser et s\u00e9curiser votre avenir,<br>\r\n        avec un regard centr\u00e9 sur vos besoins.\r\n      <\/p>\r\n    <\/div>\r\n  <\/header>\r\n\r\n<\/div>\r\n\r\n<style>\r\n\/* ============================================================\r\n   RESET\r\n   ============================================================ *\/\r\n#acl-prevoyance,\r\n#acl-prevoyance *,\r\n#acl-prevoyance *::before,\r\n#acl-prevoyance *::after {\r\n  box-sizing: border-box !important;\r\n  margin: 0 !important;\r\n  padding: 0 !important;\r\n}\r\n\r\n#acl-prevoyance {\r\n  background: #000000 !important;\r\n  color: #EFE7DA !important;\r\n  font-family: 'Inter', sans-serif !important;\r\n  -webkit-font-smoothing: antialiased !important;\r\n  -moz-osx-font-smoothing: grayscale !important;\r\n  \/* pleine largeur : casse le conteneur centr\u00e9 du th\u00e8me *\/\r\n  width: 100vw !important;\r\n  max-width: 100vw !important;\r\n  margin-left: calc(50% - 50vw) !important;\r\n  margin-right: calc(50% - 50vw) !important;\r\n  overflow: hidden !important;\r\n}\r\n\r\n#acl-prevoyance h1 {\r\n  font-family: 'Cormorant Garamond', serif !important;\r\n  text-transform: none !important;\r\n  font-weight: 300 !important;\r\n  line-height: 1.12 !important;\r\n}\r\n\r\n#acl-prevoyance em {\r\n  font-style: italic !important;\r\n  color: #d4be8a !important;\r\n  font-weight: inherit !important;\r\n}\r\n\r\n\/* ============================================================\r\n   HERO\r\n   ============================================================ *\/\r\n#acl-prevoyance .ah-hero {\r\n  position: relative !important;\r\n  aspect-ratio: 2000 \/ 975 !important;\r\n  min-height: 480px !important;\r\n  display: flex !important;\r\n  align-items: center !important;\r\n  background: #000 !important;\r\n  overflow: hidden !important;\r\n}\r\n\r\n\/* Photo plein cadre *\/\r\n#acl-prevoyance .ah-photo {\r\n  position: absolute !important;\r\n  inset: 0 !important;\r\n  z-index: 0 !important;\r\n  background-image: url('http:\/\/acl-ic.com\/wp-content\/uploads\/2026\/06\/pexels-quang-vuong-724225078-18845152-scaled.jpg') !important;\r\n  background-size: cover !important;\r\n  background-position: center center !important;\r\n  background-repeat: no-repeat !important;\r\n}\r\n\r\n\/* Voile de contraste pour le texte *\/\r\n#acl-prevoyance .ah-veil {\r\n  position: absolute !important;\r\n  inset: 0 !important;\r\n  z-index: 1 !important;\r\n  background:\r\n    linear-gradient(90deg, rgba(0,0,0,.85) 0%, rgba(0,0,0,.82) 34%, rgba(0,0,0,.4) 46%, rgba(0,0,0,0) 58%),\r\n    linear-gradient(rgba(0,0,0,.15), rgba(0,0,0,.22)) !important;\r\n}\r\n\r\n#acl-prevoyance .ah-hero-inner {\r\n  position: relative !important;\r\n  z-index: 2 !important;\r\n  width: 100% !important;\r\n  max-width: 1320px !important;\r\n  margin: 0 auto !important;\r\n  padding: 0 48px 0 clamp(56px, 6vw, 130px) !important;\r\n}\r\n\r\n#acl-prevoyance .ah-hero-title {\r\n  font-size: 78px !important;\r\n  font-weight: 300 !important;\r\n  line-height: 1.05 !important;\r\n  color: #EFE7DA !important;\r\n  max-width: 18ch !important;\r\n  text-shadow: 0 2px 24px rgba(0,0,0,.55) !important;\r\n}\r\n\r\n#acl-prevoyance .ah-hero-desc {\r\n  margin-top: 30px !important;\r\n  max-width: 46ch !important;\r\n  font-family: 'Inter', sans-serif !important;\r\n  font-size: 17px !important;\r\n  font-weight: 300 !important;\r\n  line-height: 1.85 !important;\r\n  color: rgba(239,231,218,.62) !important;\r\n}\r\n\r\n\/* ============================================================\r\n   RESPONSIVE\r\n   ============================================================ *\/\r\n@media (max-width: 640px) {\r\n  #acl-prevoyance .ah-hero { min-height: 60vh !important; }\r\n  #acl-prevoyance .ah-hero-inner { padding: 0 24px !important; }\r\n  #acl-prevoyance .ah-hero-title { font-size: 15vw !important; line-height: 1 !important; }\r\n  #acl-prevoyance .ah-hero-desc { font-size: 15px !important; }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d68843 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5d68843\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a41eac0\" data-id=\"a41eac0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd3a405 elementor-widget elementor-widget-html\" data-id=\"cd3a405\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ACL Family Office \u2014 Section \"La conviction\" (citation) -->\r\n<!-- Bloc autonome pour widget HTML Elementor \u00b7 wrapper unique #acl-conviction -->\r\n\r\n<div id=\"acl-conviction\">\r\n  <style>\r\n    @import url('https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;1,300;1,400&family=Inter:wght@300;400;500;600&display=swap');\r\n\r\n    #acl-conviction *,\r\n    #acl-conviction *::before,\r\n    #acl-conviction *::after{ margin:0 !important; padding:0 !important; box-sizing:border-box !important; }\r\n\r\n    #acl-conviction{\r\n      background:#000 !important; color:#EDE6D8 !important;\r\n      font-family:'Inter',sans-serif !important;\r\n      -webkit-font-smoothing:antialiased !important; -moz-osx-font-smoothing:grayscale !important;\r\n      padding:130px 100px !important; overflow:hidden !important;\r\n    }\r\n    #acl-conviction .acl-wrap{ max-width:900px !important; margin:0 auto !important; text-align:center !important; }\r\n\r\n    #acl-conviction .acl-mark{\r\n      font-family:'Cormorant Garamond',serif !important; font-weight:500 !important;\r\n      font-size:96px !important; line-height:.5 !important; color:#bba277 !important;\r\n      display:block !important;\r\n    }\r\n    #acl-conviction .acl-quote{\r\n      font-family:'Cormorant Garamond',serif !important; font-weight:400 !important;\r\n      font-size:66px !important; line-height:1.18 !important; letter-spacing:.005em !important;\r\n      color:#EDE6D8 !important; text-transform:none !important; margin-top:34px !important;\r\n      border:none !important; border-left:0 !important; background:none !important; quotes:none !important;\r\n    }\r\n    #acl-conviction .acl-quote::before,\r\n    #acl-conviction .acl-quote::after{ content:none !important; }\r\n    #acl-conviction .acl-cite{\r\n      font-family:'Inter',sans-serif !important; font-weight:600 !important;\r\n      font-size:12px !important; letter-spacing:.30em !important; text-transform:uppercase !important;\r\n      color:#bba277 !important; margin-top:52px !important;\r\n    }\r\n\r\n    @media (max-width:900px){\r\n      #acl-conviction{ padding:90px 22px !important; }\r\n      #acl-conviction .acl-mark{ font-size:74px !important; }\r\n      #acl-conviction .acl-quote{ font-size:44px !important; }\r\n    }\r\n    @media (max-width:560px){\r\n      #acl-conviction{ padding:70px 18px !important; }\r\n      #acl-conviction .acl-mark{ font-size:60px !important; }\r\n      #acl-conviction .acl-quote{ font-size:33px !important; }\r\n      #acl-conviction .acl-cite{ margin-top:40px !important; }\r\n    }\r\n  <\/style>\r\n\r\n  <div class=\"acl-wrap\">\r\n    <span class=\"acl-mark\">&ldquo;<\/span>\r\n    <blockquote class=\"acl-quote\">La pr\u00e9voyance patrimoniale, c'est l'art de prot\u00e9ger ce que vous avez construit contre les al\u00e9as de la vie qui pourraient tout faire dispara\u00eetre.<\/blockquote>\r\n    <div class=\"acl-cite\">ACL Family Office<\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0d1bc30 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d1bc30\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bb29750\" data-id=\"bb29750\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-672d267 elementor-widget elementor-widget-html\" data-id=\"672d267\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"fr\">\r\n<head>\r\n  <meta charset=\"UTF-8\" \/>\r\n  <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\" \/>\r\n  <title>ACL \u2014 Pr\u00e9voyance Option C<\/title>\r\n  <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,200;0,300;0,400;1,200;1,300;1,400&family=Inter:wght@300;400;500;600&display=swap\" rel=\"stylesheet\" \/>\r\n  <style>\r\n    * { box-sizing: border-box; margin: 0; padding: 0; }\r\n    body { background: #202020; }\r\n\r\n    #acl-prev {\r\n      background: #202020;\r\n      width: 100%;\r\n      padding: 0 100px;\r\n      font-family: 'Inter', sans-serif;\r\n      -webkit-font-smoothing: antialiased;\r\n    }\r\n\r\n    #acl-prev .prev-header {\r\n      padding: 100px 0 50px 0;\r\n      display: flex;\r\n      justify-content: space-between;\r\n      align-items: flex-end;\r\n      gap: 60px;\r\n    }\r\n    \/* \u2500\u2500 Kicker (format Code 1) \u2500\u2500 *\/\r\n    #acl-prev .prev-kicker {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      font-family: 'Inter', sans-serif;\r\n      font-weight: 600;\r\n      font-size: 12px;\r\n      letter-spacing: .30em;\r\n      text-transform: uppercase;\r\n      color: #bba277;\r\n    }\r\n    #acl-prev .prev-kicker::before {\r\n      content: '';\r\n      width: 38px; height: 1px;\r\n      background: #bba277;\r\n      margin-right: 20px;\r\n      display: block;\r\n      flex-shrink: 0;\r\n    }\r\n    \/* \u2500\u2500 Titre (format Code 1) \u2500\u2500 *\/\r\n    #acl-prev .prev-title {\r\n      font-family: 'Cormorant Garamond', Georgia, serif;\r\n      font-weight: 400;\r\n      font-size: 62px;\r\n      line-height: 1.06;\r\n      text-transform: none;\r\n      margin-top: 26px;\r\n      color: #EFE7DA;\r\n    }\r\n    #acl-prev .prev-title em {\r\n      font-style: italic;\r\n      color: #d4be8a;\r\n      text-transform: none;\r\n    }\r\n\r\n    #acl-prev .prev-body {\r\n      display: grid;\r\n      grid-template-columns: 1fr 1.5fr;\r\n      gap: 40px;\r\n      margin: 0 0 60px;\r\n      align-items: start;\r\n    }\r\n\r\n    #acl-prev .prev-card {\r\n      display: flex;\r\n      flex-direction: column;\r\n      border: 1px solid;\r\n      position: relative;\r\n    }\r\n    #acl-prev .prev-card--classique {\r\n      border-color: rgba(239,231,218,.2);\r\n      background: #202020;\r\n    }\r\n    #acl-prev .prev-card--patrimoniale {\r\n      border-color: rgba(187,162,119,.25);\r\n      background: #202020;\r\n    }\r\n\r\n    #acl-prev .prev-card--patrimoniale::before {\r\n      content: 'Notre approche';\r\n      position: absolute;\r\n      top: 0; right: 28px;\r\n      transform: translateY(-50%);\r\n      font-size: 10px;\r\n      font-weight: 600;\r\n      letter-spacing: .22em;\r\n      text-transform: uppercase;\r\n      color: #000;\r\n      background: #bba277;\r\n      padding: 10px 28px;\r\n    }\r\n\r\n    #acl-prev .prev-card-head {\r\n      padding: 36px 36px 32px;\r\n      border-bottom: 1px solid;\r\n    }\r\n    #acl-prev .prev-card--classique .prev-card-head { border-color: rgba(239,231,218,.15); }\r\n    #acl-prev .prev-card--patrimoniale .prev-card-head { border-color: rgba(187,162,119,.2); }\r\n\r\n    #acl-prev .prev-card-recommande {\r\n      font-family: 'Inter', sans-serif;\r\n      font-size: 10px;\r\n      font-weight: 500;\r\n      letter-spacing: .18em;\r\n      text-transform: uppercase;\r\n      color: #bba277;\r\n      margin-bottom: 10px;\r\n      display: block;\r\n      text-decoration: none;\r\n    }\r\n    #acl-prev .prev-card-recommande u {\r\n      text-underline-offset: 3px;\r\n    }\r\n\r\n    #acl-prev .prev-card-couverture-partielle {\r\n      font-family: 'Inter', sans-serif;\r\n      font-size: 10px;\r\n      font-weight: 500;\r\n      letter-spacing: .18em;\r\n      text-transform: uppercase;\r\n      color: rgba(239,231,218,.3);\r\n      margin-bottom: 10px;\r\n      display: block;\r\n    }\r\n\r\n    #acl-prev .prev-card-label {\r\n      font-size: 9px;\r\n      font-weight: 600;\r\n      letter-spacing: .22em;\r\n      text-transform: uppercase;\r\n      margin-bottom: 10px;\r\n      display: block;\r\n    }\r\n    #acl-prev .prev-card--classique .prev-card-label { color: #bba277; }\r\n    #acl-prev .prev-card--patrimoniale .prev-card-label { color: #bba277; }\r\n\r\n    #acl-prev .prev-card-name {\r\n      font-family: 'Cormorant Garamond', serif;\r\n      font-size: clamp(28px, 3vw, 42px);\r\n      font-weight: 300;\r\n      line-height: 1.15;\r\n    }\r\n    #acl-prev .prev-card--classique .prev-card-name { color: #EFE7DA; }\r\n    #acl-prev .prev-card--classique .prev-card-name em { color: rgba(239,231,218,.45); font-style: italic; }\r\n    #acl-prev .prev-card--patrimoniale .prev-card-name { color: #EFE7DA; font-weight: 300; }\r\n    #acl-prev .prev-card--patrimoniale .prev-card-name em { color: #bba277; font-style: italic; font-weight: 400; }\r\n\r\n    #acl-prev .prev-card-desc {\r\n      margin-top: 10px;\r\n      font-size: 15px;\r\n      font-weight: 300;\r\n      line-height: 1.75;\r\n    }\r\n    #acl-prev .prev-card--classique .prev-card-desc { color: rgba(239,231,218,.4); }\r\n    #acl-prev .prev-card--patrimoniale .prev-card-desc { color: rgba(239,231,218,.4); }\r\n\r\n    #acl-prev .prev-card-list { display: flex; flex-direction: column; }\r\n\r\n    #acl-prev .prev-card-item { border-bottom: 1px solid; }\r\n    #acl-prev .prev-card--classique .prev-card-item { border-color: rgba(239,231,218,.15); }\r\n    #acl-prev .prev-card--patrimoniale .prev-card-item { border-color: rgba(187,162,119,.2); }\r\n    #acl-prev .prev-card-item:last-child { border-bottom: none; }\r\n\r\n    #acl-prev .prev-item-trigger {\r\n      display: flex;\r\n      align-items: center;\r\n      gap: 16px;\r\n      padding: 28px 40px;\r\n      cursor: pointer;\r\n      user-select: none;\r\n      transition: background .25s;\r\n    }\r\n    #acl-prev .prev-card--patrimoniale .prev-card-item:hover .prev-item-trigger {\r\n      background: rgba(187,162,119,.03);\r\n    }\r\n\r\n    #acl-prev .item-icon {\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      width: 22px; height: 22px;\r\n      border-radius: 50%;\r\n      flex-shrink: 0;\r\n    }\r\n    #acl-prev .item-icon--on {\r\n      border: 1px solid rgba(187,162,119,.45);\r\n      background: rgba(187,162,119,.1);\r\n    }\r\n    #acl-prev .item-icon--off { border: 1px solid rgba(239,231,218,.1); }\r\n    #acl-prev .item-icon svg { width: 10px; height: 10px; }\r\n\r\n    #acl-prev .prev-item-label {\r\n      font-size: 10px;\r\n      font-weight: 600;\r\n      letter-spacing: .2em;\r\n      text-transform: uppercase;\r\n      margin-bottom: 5px;\r\n      display: block;\r\n    }\r\n    #acl-prev .prev-card--classique .prev-item-label { color: rgba(187,162,119,.55); }\r\n    #acl-prev .prev-card--patrimoniale .prev-item-label { color: rgba(187,162,119,.55); }\r\n\r\n    #acl-prev .prev-card-item-name {\r\n      font-family: 'Cormorant Garamond', serif;\r\n      font-size: 23px;\r\n      font-weight: 300;\r\n      line-height: 1.2;\r\n    }\r\n    #acl-prev .prev-card--classique .prev-card-item-name { color: #EFE7DA; }\r\n    #acl-prev .prev-card--patrimoniale .prev-card-item-name { color: #EFE7DA; }\r\n\r\n    #acl-prev .item-chevron {\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      margin-left: auto;\r\n    }\r\n    #acl-prev .item-chevron svg {\r\n      width: 13px; height: 13px;\r\n      transition: transform .3s ease;\r\n    }\r\n    #acl-prev .prev-card-item.is-open .item-chevron svg { transform: rotate(180deg); }\r\n\r\n    #acl-prev .prev-item-panel {\r\n      overflow: hidden;\r\n      max-height: 0;\r\n      opacity: 0;\r\n      transition: max-height .45s ease, opacity .3s ease;\r\n    }\r\n    #acl-prev .prev-card-item.is-open .prev-item-panel { max-height: 500px; opacity: 1; }\r\n    #acl-prev .prev-item-panel-inner { padding: 0 36px 26px 74px; }\r\n    #acl-prev .prev-item-panel-text {\r\n      font-size: 15px;\r\n      font-weight: 300;\r\n      color: rgba(239,231,218,.42);\r\n      line-height: 1.85;\r\n      margin-bottom: 18px;\r\n    }\r\n    #acl-prev .prev-item-tags { display: flex; flex-wrap: wrap; gap: 8px; }\r\n    #acl-prev .prev-item-tag {\r\n      font-size: 9.5px;\r\n      font-weight: 500;\r\n      letter-spacing: .1em;\r\n      text-transform: uppercase;\r\n      color: rgba(187,162,119,.75);\r\n      border: 1px solid rgba(187,162,119,.22);\r\n      border-radius: 100px;\r\n      padding: 6px 14px;\r\n      transition: background .2s, color .2s;\r\n    }\r\n    #acl-prev .prev-card--classique .prev-item-tag {\r\n      color: rgba(239,231,218,.35);\r\n      border-color: rgba(239,231,218,.1);\r\n    }\r\n\r\n    #acl-prev .prev-card-foot {\r\n      padding: 28px 36px;\r\n      border-top: 1px solid;\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: space-between;\r\n    }\r\n    #acl-prev .prev-card--classique .prev-card-foot { border-color: rgba(239,231,218,.06); }\r\n    #acl-prev .prev-card--patrimoniale .prev-card-foot { border-color: rgba(187,162,119,.25); background: rgba(187,162,119,.04); }\r\n\r\n    #acl-prev .prev-card-foot-label {\r\n      font-family: 'Cormorant Garamond', serif;\r\n      font-style: italic;\r\n      font-size: 18px;\r\n      font-weight: 300;\r\n      letter-spacing: .01em;\r\n    }\r\n    #acl-prev .prev-card--classique .prev-card-foot-label { color: rgba(239,231,218,.35); }\r\n    #acl-prev .prev-card--patrimoniale .prev-card-foot-label { color: #d4be8a; }\r\n\r\n    #acl-prev .prev-card-foot-count {\r\n      font-size: 10px;\r\n      font-weight: 600;\r\n      letter-spacing: .2em;\r\n      text-transform: uppercase;\r\n    }\r\n    #acl-prev .prev-card--classique .prev-card-foot-count { color: rgba(239,231,218,.3); }\r\n    #acl-prev .prev-card--patrimoniale .prev-card-foot-count { color: rgba(187,162,119,.6); }\r\n  <\/style>\r\n<\/head>\r\n<body>\r\n\r\n<div id=\"acl-prev\">\r\n\r\n  <div class=\"prev-header\">\r\n    <div>\r\n      <div class=\"prev-kicker\">protection<\/div>\r\n      <h2 class=\"prev-title\">Quelle pr\u00e9voyance <em>pour vous ?<\/em><\/h2>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"prev-body\">\r\n\r\n    <div class=\"prev-card prev-card--classique\">\r\n      <div class=\"prev-card-head\">\r\n        <span class=\"prev-card-couverture-partielle\">Couverture partielle<\/span>\r\n        <h3 class=\"prev-card-name\">Pr\u00e9voyance <em>classique<\/em><\/h3>\r\n        <p class=\"prev-card-desc\">La pr\u00e9voyance classique vise \u00e0 prot\u00e9ger seulement une partie ou tous vos revenus lorsque vous n'\u00eates plus en mesure de travailler.<\/p>\r\n      <\/div>\r\n      <div class=\"prev-card-list\">\r\n        <div class=\"prev-card-item\">\r\n          <div class=\"prev-item-trigger\">\r\n            <span class=\"item-icon item-icon--on\">\r\n              <svg viewBox=\"0 0 10 10\" fill=\"none\"><polyline points=\"1.5,5 4,7.5 8.5,2.5\" stroke=\"#bba277\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\r\n            <\/span>\r\n            <div>\r\n              <span class=\"prev-item-label\">Ce que vous gagnez<\/span>\r\n              <span class=\"prev-card-item-name\">Votre revenu professionnel<\/span>\r\n            <\/div>\r\n            <span class=\"item-chevron\">\r\n              <svg viewBox=\"0 0 12 12\" fill=\"none\"><polyline points=\"2,4 6,8 10,4\" stroke=\"rgba(239,231,218,.25)\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\r\n            <\/span>\r\n          <\/div>\r\n          <div class=\"prev-item-panel\">\r\n            <div class=\"prev-item-panel-inner\">\r\n              <p class=\"prev-item-panel-text\">La pr\u00e9voyance classique peut remplacer <strong>une partie<\/strong> de votre revenu en cas d'arr\u00eat maladie.<\/p>\r\n              <div class=\"prev-item-tags\">\r\n                <span class=\"prev-item-tag\">Incapacit\u00e9 de travail<\/span>\r\n                <span class=\"prev-item-tag\">Invalidit\u00e9<\/span>\r\n                <span class=\"prev-item-tag\">D\u00e9c\u00e8s<\/span>\r\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"prev-card prev-card--patrimoniale\">\r\n      <div class=\"prev-card-head\">\r\n        <span class=\"prev-card-recommande\">Couverture compl\u00e8te (<u>Recommand\u00e9<\/u>)<\/span>\r\n        <h3 class=\"prev-card-name\">Pr\u00e9voyance <em>patrimoniale<\/em><\/h3>\r\n        <p class=\"prev-card-desc\">La pr\u00e9voyance patrimoniale est une approche globale qui s\u00e9curise l'ensemble de ce que vous avez construit face aux impr\u00e9vus, en couvrant la continuit\u00e9 de votre activit\u00e9, la pr\u00e9servation de votre patrimoine et l'organisation de sa transmission.<\/p>\r\n      <\/div>\r\n      <div class=\"prev-card-list\">\r\n\r\n        <div class=\"prev-card-item\">\r\n          <div class=\"prev-item-trigger\">\r\n            <span class=\"item-icon item-icon--on\">\r\n              <svg viewBox=\"0 0 10 10\" fill=\"none\"><polyline points=\"1.5,5 4,7.5 8.5,2.5\" stroke=\"#bba277\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\r\n            <\/span>\r\n            <div>\r\n              <span class=\"prev-item-label\">Ce que vous gagnez<\/span>\r\n              <span class=\"prev-card-item-name\">Votre revenu professionnel<\/span>\r\n            <\/div>\r\n            <span class=\"item-chevron\">\r\n              <svg viewBox=\"0 0 12 12\" fill=\"none\"><polyline points=\"2,4 6,8 10,4\" stroke=\"rgba(187,162,119,.5)\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\r\n            <\/span>\r\n          <\/div>\r\n          <div class=\"prev-item-panel\">\r\n            <div class=\"prev-item-panel-inner\">\r\n              <p class=\"prev-item-panel-text\">Votre revenu professionnel est <strong>compl\u00e8tement<\/strong> couvert par la pr\u00e9voyance patrimoniale en cas d'arr\u00eat maladie.<\/p>\r\n              <div class=\"prev-item-tags\">\r\n                <span class=\"prev-item-tag\">Incapacit\u00e9 de travail<\/span>\r\n                <span class=\"prev-item-tag\">Invalidit\u00e9<\/span>\r\n                <span class=\"prev-item-tag\">D\u00e9c\u00e8s<\/span>\r\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"prev-card-item\">\r\n          <div class=\"prev-item-trigger\">\r\n            <span class=\"item-icon item-icon--on\">\r\n              <svg viewBox=\"0 0 10 10\" fill=\"none\"><polyline points=\"1.5,5 4,7.5 8.5,2.5\" stroke=\"#bba277\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\r\n            <\/span>\r\n            <div>\r\n              <span class=\"prev-item-label\">Ce que vous poss\u00e9dez<\/span>\r\n              <span class=\"prev-card-item-name\">Votre patrimoine<\/span>\r\n            <\/div>\r\n            <span class=\"item-chevron\">\r\n              <svg viewBox=\"0 0 12 12\" fill=\"none\"><polyline points=\"2,4 6,8 10,4\" stroke=\"rgba(187,162,119,.5)\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\r\n            <\/span>\r\n          <\/div>\r\n          <div class=\"prev-item-panel\">\r\n            <div class=\"prev-item-panel-inner\">\r\n              <p class=\"prev-item-panel-text\">Votre patrimoine a mis des ann\u00e9es \u00e0 se construire. Un al\u00e9a non pr\u00e9vu peut l'affaiblir voire l'an\u00e9antir en quelques semaines. La pr\u00e9voyance patrimoniale assure la continuit\u00e9 et la pr\u00e9servation de valeur sur chacune de ses composantes.<\/p>\r\n              <div class=\"prev-item-tags\">\r\n                <span class=\"prev-item-tag\">Immobilier<\/span>\r\n                <span class=\"prev-item-tag\">Financier<\/span>\r\n                <span class=\"prev-item-tag\">Professionnel<\/span>\r\n                <span class=\"prev-item-tag\">Social<\/span>\r\n                <span class=\"prev-item-tag\">Cr\u00e9dits immobiliers<\/span>\r\n                <span class=\"prev-item-tag\">Continuit\u00e9 d'activit\u00e9<\/span>\r\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"prev-card-item\">\r\n          <div class=\"prev-item-trigger\">\r\n            <span class=\"item-icon item-icon--on\">\r\n              <svg viewBox=\"0 0 10 10\" fill=\"none\"><polyline points=\"1.5,5 4,7.5 8.5,2.5\" stroke=\"#bba277\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\r\n            <\/span>\r\n            <div>\r\n              <span class=\"prev-item-label\">Ce que vous l\u00e9guerez<\/span>\r\n              <span class=\"prev-card-item-name\">Votre h\u00e9ritage<\/span>\r\n            <\/div>\r\n            <span class=\"item-chevron\">\r\n              <svg viewBox=\"0 0 12 12\" fill=\"none\"><polyline points=\"2,4 6,8 10,4\" stroke=\"rgba(187,162,119,.5)\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\r\n            <\/span>\r\n          <\/div>\r\n          <div class=\"prev-item-panel\">\r\n            <div class=\"prev-item-panel-inner\">\r\n              <p class=\"prev-item-panel-text\">La transmission de votre patrimoine ne doit pas se faire par d\u00e9faut. Sans organisation, vos successibles peuvent \u00eatre confront\u00e9s \u00e0 des difficult\u00e9s de tr\u00e9sorerie (droits de succession, dettes) ou de gestion (indivision). La pr\u00e9voyance patrimoniale anticipe et organise la transmission de son vivant ou pour cause de mort.<\/p>\r\n              <div class=\"prev-item-tags\">\r\n                <span class=\"prev-item-tag\">Capital d\u00e9c\u00e8s<\/span>\r\n                <span class=\"prev-item-tag\">Donation<\/span>\r\n                <span class=\"prev-item-tag\">Testament<\/span>\r\n                <span class=\"prev-item-tag\">Droits de succession<\/span>\r\n                <span class=\"prev-item-tag\">Indivision<\/span>\r\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n\r\n  <\/div>\r\n\r\n<\/div>\r\n\r\n<script>\r\n  document.querySelectorAll('#acl-prev .prev-item-trigger').forEach(trigger => {\r\n    const item = trigger.closest('.prev-card-item');\r\n    const panel = item.querySelector('.prev-item-panel');\r\n    if (!panel) return;\r\n    trigger.addEventListener('click', () => {\r\n      const isOpen = item.classList.contains('is-open');\r\n      const card = item.closest('.prev-card');\r\n      card.querySelectorAll('.prev-card-item.is-open').forEach(i => i.classList.remove('is-open'));\r\n      if (!isOpen) item.classList.add('is-open');\r\n    });\r\n  });\r\n<\/script>\r\n\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-df4317e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"df4317e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-296572c\" data-id=\"296572c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a733a6 elementor-widget elementor-widget-html\" data-id=\"4a733a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ACL Family Office \u2014 Section \"Notre approche\" (pr\u00e9voyance patrimoniale) -->\r\n<!-- Bloc autonome pour widget HTML Elementor \u00b7 wrapper unique #acl-approche -->\r\n\r\n<div id=\"acl-approche\">\r\n  <style>\r\n    @import url('https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;1,300;1,400&family=Inter:wght@300;400;500;600&display=swap');\r\n\r\n    #acl-approche *,\r\n    #acl-approche *::before,\r\n    #acl-approche *::after{ margin:0 !important; padding:0 !important; box-sizing:border-box !important; }\r\n\r\n    #acl-approche{\r\n      --gold:#bba277; --gold-lt:#d4be8a;\r\n      --panel-bg:rgba(187,162,119,.90); --panel-ink:#211d15; --card-bg:#202020;\r\n      --hairline:rgba(187,162,119,.16); --card-edge:rgba(187,162,119,.26);\r\n      --cream:#EFE7DA; --ivory-80:rgba(239,231,218,.82); --ivory-55:rgba(239,231,218,.55);\r\n      background:#202020 !important; color:var(--cream) !important;\r\n      font-family:'Inter',sans-serif !important; font-weight:300 !important;\r\n      -webkit-font-smoothing:antialiased !important; -moz-osx-font-smoothing:grayscale !important;\r\n      padding:0px 100px !important; overflow:hidden !important;\r\n    }\r\n    #acl-approche .acl-wrap{ max-width:1180px !important; margin:0 auto !important; }\r\n\r\n    \/* ---------- intro header ---------- *\/\r\n    #acl-approche .acl-intro{ margin-bottom:54px !important; text-align:left !important; }\r\n    #acl-approche .acl-eyebrow{ display:inline-flex !important; align-items:center !important; font-family:'Inter',sans-serif !important; font-weight:600 !important; font-size:12px !important; text-transform:uppercase !important; letter-spacing:.30em !important; color:#bba277 !important; }\r\n    #acl-approche .acl-eyebrow::before{ content:'' !important; width:38px !important; height:1px !important; background:#bba277 !important; margin-right:20px !important; }\r\n    #acl-approche .acl-title{ font-family:'Cormorant Garamond',serif !important; font-weight:400 !important; font-size:62px !important; line-height:1.06 !important; text-transform:none !important; margin-top:26px !important; color:var(--cream) !important; }\r\n    #acl-approche .acl-title em{ font-style:italic !important; color:#d4be8a !important; }\r\n    #acl-approche .acl-sub{ font-family:'Inter',sans-serif !important; font-weight:300 !important; font-size:16px !important; line-height:1.7 !important; color:rgba(239,231,218,.74) !important; margin:22px 0 0 !important; max-width:none !important; }\r\n\r\n    \/* ---------- one section (axe) ---------- *\/\r\n    #acl-approche .acl-axe{ display:grid !important; grid-template-columns:355px 1fr !important; gap:20px !important; margin-bottom:20px !important; align-items:stretch !important; }\r\n\r\n    \/* ---------- GOLD left panel ---------- *\/\r\n    #acl-approche .acl-panel{ position:relative !important; background:var(--panel-bg) !important; border:1px solid rgba(33,29,21,.18) !important; padding:46px 46px !important; display:flex !important; flex-direction:column !important; }\r\n    #acl-approche .acl-num{ font-family:'Cormorant Garamond',serif !important; font-weight:400 !important; font-size:76px !important; line-height:1 !important; letter-spacing:.04em !important; color:var(--panel-ink) !important; }\r\n    #acl-approche .acl-panel-title{ font-family:'Cormorant Garamond',serif !important; font-size:33px !important; font-weight:400 !important; line-height:1.14 !important; text-transform:none !important; color:var(--panel-ink) !important; margin-top:30px !important; }\r\n    #acl-approche .acl-panel-title::before{ content:'' !important; display:block !important; width:46px !important; height:1px !important; background:rgba(33,29,21,.45) !important; margin-bottom:30px !important; }\r\n\r\n    \/* ---------- right : stacked expertise cards ---------- *\/\r\n    #acl-approche .acl-cards{ display:flex !important; flex-direction:column !important; gap:20px !important; align-self:stretch !important; }\r\n    #acl-approche .acl-card{ position:relative !important; background:var(--card-bg) !important; border:1px solid var(--card-edge) !important; padding:34px 42px 34px 20px !important; display:grid !important; grid-template-columns:60px 1fr !important; column-gap:40px !important; height:100% !important; align-content:center !important; }\r\n    #acl-approche .acl-card::after{ content:'' !important; position:absolute !important; top:0 !important; bottom:0 !important; left:100px !important; width:1px !important; background:rgba(187,162,119,.28) !important; }\r\n    #acl-approche .acl-card > :not(.acl-ic){ grid-column:2 !important; padding-left:22px !important; }\r\n    #acl-approche .acl-ic{ grid-column:1 !important; grid-row:1 \/ span 4 !important; justify-self:center !important; align-self:center !important; width:56px !important; height:56px !important; flex-shrink:0 !important; display:flex !important; align-items:center !important; justify-content:center !important; }\r\n    #acl-approche .acl-ic svg{ width:32px !important; height:32px !important; fill:none !important; stroke:var(--gold-lt) !important; stroke-width:1.3 !important; stroke-linecap:round !important; stroke-linejoin:round !important; }\r\n    #acl-approche .acl-card h3{ font-family:'Inter',sans-serif !important; font-size:15px !important; font-weight:600 !important; letter-spacing:.01em !important; color:var(--gold-lt) !important; text-transform:none !important; margin-bottom:14px !important; }\r\n    #acl-approche .acl-card-intro{ font-family:'Inter',sans-serif !important; font-size:15px !important; line-height:1.5 !important; color:var(--ivory-80) !important; margin-bottom:24px !important; }\r\n    #acl-approche .acl-list{ list-style:none !important; }\r\n    #acl-approche .acl-list > li{ display:flex !important; align-items:baseline !important; gap:14px !important; font-family:'Inter',sans-serif !important; font-size:15px !important; line-height:1.5 !important; color:var(--ivory-55) !important; padding:14px 0 !important; border-bottom:1px solid var(--hairline) !important; }\r\n    #acl-approche .acl-list > li:last-child{ border-bottom:none !important; padding-bottom:0 !important; }\r\n    #acl-approche .acl-list > li::before{ content:'\u2014' !important; color:var(--gold) !important; flex-shrink:0 !important; }\r\n\r\n    \/* ---------- sous-liste (sous-tirets) ---------- *\/\r\n    #acl-approche .acl-sublist{ list-style:none !important; margin-top:10px !important; display:flex !important; flex-direction:column !important; gap:8px !important; }\r\n    #acl-approche .acl-sublist li{ display:flex !important; align-items:baseline !important; gap:12px !important; font-family:'Inter',sans-serif !important; font-size:14px !important; line-height:1.5 !important; color:rgba(239,231,218,.45) !important; }\r\n    #acl-approche .acl-sublist li::before{ content:'\u2013' !important; color:var(--gold) !important; opacity:.7 !important; flex-shrink:0 !important; }\r\n\r\n    \/* ---------- sticky dot navigation ---------- *\/\r\n    #acl-approche .acl-dotnav{ position:fixed !important; left:50px !important; top:50% !important; transform:translateY(-50%) !important; display:flex !important; flex-direction:column !important; gap:30px !important; z-index:20 !important; opacity:0 !important; pointer-events:none !important; transition:opacity .6s ease !important; }\r\n    #acl-approche .acl-dotnav.is-visible{ opacity:1 !important; pointer-events:auto !important; }\r\n    #acl-approche .acl-dotnav::before{ content:'' !important; position:absolute !important; left:5px !important; top:6px !important; bottom:6px !important; width:1px !important; background:linear-gradient(to bottom, rgba(187,162,119,0), rgba(187,162,119,.32) 20%, rgba(187,162,119,.32) 80%, rgba(187,162,119,0)) !important; }\r\n    #acl-approche .acl-dot{ position:relative !important; display:flex !important; align-items:center !important; cursor:pointer !important; background:none !important; border:none !important; }\r\n    #acl-approche .acl-dot span{ width:11px !important; height:11px !important; border-radius:50% !important; border:1px solid rgba(187,162,119,.45) !important; background:#202020 !important; flex-shrink:0 !important; transition:background .5s ease, box-shadow .5s ease, transform .5s ease, border-color .5s ease !important; }\r\n    #acl-approche .acl-dot:hover span{ border-color:rgba(212,190,138,.85) !important; }\r\n    #acl-approche .acl-dot.is-active span{ background:var(--gold-lt) 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data-target=\"acl-axe-0\"><span><\/span><\/button>\r\n    <button class=\"acl-dot\" data-target=\"acl-axe-1\"><span><\/span><\/button>\r\n  <\/nav>\r\n\r\n  <div class=\"acl-wrap\">\r\n\r\n    <div class=\"acl-intro\">\r\n      <div class=\"acl-eyebrow\">Notre approche<\/div>\r\n      <h2 class=\"acl-title\">Nous intervenons<br>selon <em>2 axes.<\/em><\/h2>\r\n      <p class=\"acl-sub\">Notre approche de la pr\u00e9voyance patrimoniale s'articule autour de deux dimensions compl\u00e9mentaires : la protection assurantielle de votre activit\u00e9 et de votre famille, et l'organisation juridique de la gouvernance et de la transmission de votre cabinet.<\/p>\r\n    <\/div>\r\n\r\n    <!-- ===== I \u2014 ASSURANTIEL ===== -->\r\n    <section class=\"acl-axe\" id=\"acl-axe-0\">\r\n      <div class=\"acl-panel\">\r\n        <div class=\"acl-num\">I<\/div>\r\n        <h3 class=\"acl-panel-title\">Axe<br><em>assurantiel<\/em><\/h3>\r\n      <\/div>\r\n      <div class=\"acl-cards\">\r\n        <div class=\"acl-card\">\r\n          <div class=\"acl-ic\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 3 4 6v5c0 5 3.4 8 8 10 4.6-2 8-5 8-10V6l-8-3Z\"\/><path d=\"M9 11.5l2 2 4-4.2\"\/><\/svg><\/div>\r\n          <h3>Prot\u00e9ger vos revenus et votre activit\u00e9<\/h3>\r\n          <ul class=\"acl-list\">\r\n            <li><span>Protection du revenu personnel<\/span><\/li>\r\n            <li><span>Protection du niveau de vie familial<\/span><\/li>\r\n            <li>\r\n              <div>\r\n                Financer la continuit\u00e9 de l'entreprise :\r\n                <ul class=\"acl-sublist\">\r\n                  <li>Assurer les flux de tr\u00e9sorerie<\/li>\r\n                  <li>Maintenir son fonctionnement<\/li>\r\n                  <li>Servir ses clients<\/li>\r\n                  <li>Honorer ses obligations<\/li>\r\n                <\/ul>\r\n              <\/div>\r\n            <\/li>\r\n          <\/ul>\r\n        <\/div>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    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h3,\n\t\t\t\t\t#rt-tpg-container-3041619831 .isotope12 .rt-holder h3, #rt-tpg-container-3041619831 .carousel12 .rt-holder h3 {background-color:rgba(3,103,191,0.8);}#rt-tpg-container-3041619831 .read-more a{border-radius:px;}#rt-tpg-container-3041619831 .rt-img-holder img.rt-img-responsive,#rt-tpg-container-3041619831 .rt-img-holder,\n\t\t\t\t\t#rt-tpg-container-3041619831 .rt-post-overlay .post-img,\n\t\t\t\t\t#rt-tpg-container-3041619831 .post-sm .post-img,\n\t\t\t\t\t#rt-tpg-container-3041619831 .rt-post-grid .post-img,\n\t\t\t\t\t#rt-tpg-container-3041619831 .post-img img {border-radius:px;}<\/style><div class='rt-container-fluid rt-tpg-container tpg-shortcode-main-wrapper  loading' id='rt-tpg-container-3041619831'   data-layout='layout1' data-grid-style='even' data-desktop-col='3'  data-tab-col='2'  data-mobile-col='1' data-sc-id='4886'><div id=\"bottom-script-loader\" class=\"bottom-script-loader\"><div class=\"rt-ball-clip-rotate\"><div><\/div><\/div><\/div><div data-title='Loading ...' class='rt-row rt-content-loader   layout1 tpg-even '><div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 even-grid-item rt-grid-item\" data-id=\"5006\"><div class=\"rt-holder\"><div class=\"rt-img-holder\"><a data-id=\"5006\" class=\"\" href=\"https:\/\/youtu.be\/lgtTov55DVM\" target='_blank'><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/acl-ic.com\/wp-content\/uploads\/2026\/09\/pexels-wal_-172619-2156618639-38507887-1024x683.jpg\" class=\"rt-img-responsive \" alt=\"\" \/><\/a><\/div><div class='rt-detail'><h3 class=\"entry-title\"><a data-id=\"5006\" class=\"\" href=\"https:\/\/youtu.be\/lgtTov55DVM\" target='_blank'>Droits de succession, le reste \u00e0 payer incompressible<\/a><\/h3><div class='post-meta-user  '><span class='date'>9 septembre 2026<\/span><span class='categories-links'><a class=\"prevoyance-patrimoniale\" href=\"https:\/\/acl-ic.com\/index.php\/category\/prevoyance-patrimoniale\/\" rel=\"tag\">Pr\u00e9voyance patrimoniale<\/a><\/span><\/div><div class='tpg-excerpt'>3 minutes pour comprendre comment pr\u00e9voyance patrimoniale et assurance vie se relaient pour financer le...<\/div><\/div><\/div><\/div><div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 even-grid-item rt-grid-item\" data-id=\"4972\"><div class=\"rt-holder\"><div class=\"rt-img-holder\"><a data-id=\"4972\" class=\"\" href=\"https:\/\/acl-ic.com\/index.php\/2026\/09\/08\/ce-que-la-protection-sociale-du-dirigeant-ne-couvre-pas\/\" target='_blank'><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/acl-ic.com\/wp-content\/uploads\/2026\/09\/pexels-cottonbro-8369247-1024x683.jpg\" class=\"rt-img-responsive \" alt=\"\" \/><\/a><\/div><div class='rt-detail'><h3 class=\"entry-title\"><a data-id=\"4972\" class=\"\" href=\"https:\/\/acl-ic.com\/index.php\/2026\/09\/08\/ce-que-la-protection-sociale-du-dirigeant-ne-couvre-pas\/\" target='_blank'>Ce que la protection sociale du dirigeant ne couvre pas<\/a><\/h3><div class='post-meta-user  '><span class='date'>8 septembre 2026<\/span><span class='categories-links'><a class=\"prevoyance-patrimoniale\" href=\"https:\/\/acl-ic.com\/index.php\/category\/prevoyance-patrimoniale\/\" rel=\"tag\">Pr\u00e9voyance patrimoniale<\/a><\/span><\/div><div class='tpg-excerpt'>Diagnostic social et patrimonial, clauses b\u00e9n\u00e9ficiaires, obligations de la DDA : ce que la pr\u00e9voyance...<\/div><\/div><\/div><\/div><div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 even-grid-item rt-grid-item\" data-id=\"4883\"><div class=\"rt-holder\"><div class=\"rt-img-holder\"><a data-id=\"4883\" class=\"\" href=\"https:\/\/www.youtube.com\/watch?v=uXtCxTJc-u0\" target='_blank'><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/acl-ic.com\/wp-content\/uploads\/2026\/09\/Design-sans-titre-6-1024x576.png\" class=\"rt-img-responsive \" alt=\"\" \/><\/a><\/div><div class='rt-detail'><h3 class=\"entry-title\"><a data-id=\"4883\" class=\"\" href=\"https:\/\/www.youtube.com\/watch?v=uXtCxTJc-u0\" target='_blank'>\u00ab Sans pr\u00e9voyance, une entreprise peut fermer en 2h30. \u00bb<\/a><\/h3><div class='post-meta-user  '><span class='date'>28 octobre 2025<\/span><span class='categories-links'><a class=\"prevoyance-patrimoniale\" href=\"https:\/\/acl-ic.com\/index.php\/category\/prevoyance-patrimoniale\/\" rel=\"tag\">Pr\u00e9voyance patrimoniale<\/a><\/span><\/div><div class='tpg-excerpt'>13 minutes avec Vincent Tholance : pourquoi le dirigeant n'agit qu'une fois touch\u00e9, et ce...<\/div><\/div><\/div><\/div><div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 even-grid-item rt-grid-item\" data-id=\"4877\"><div class=\"rt-holder\"><div class=\"rt-img-holder\"><a data-id=\"4877\" class=\"\" href=\"https:\/\/youtu.be\/PbYayGwUa9Q?si=zofS-Vuvc-EeQw0x\" target='_blank'><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/acl-ic.com\/wp-content\/uploads\/2024\/01\/Design-sans-titre-5-1024x576.png\" class=\"rt-img-responsive \" alt=\"\" \/><\/a><\/div><div class='rt-detail'><h3 class=\"entry-title\"><a data-id=\"4877\" class=\"\" href=\"https:\/\/youtu.be\/PbYayGwUa9Q?si=zofS-Vuvc-EeQw0x\" target='_blank'>Pr\u00e9voyance du CGP, l&rsquo;angle mort du m\u00e9tier<\/a><\/h3><div class='post-meta-user  '><span class='date'>19 janvier 2024<\/span><span class='categories-links'><a class=\"prevoyance-patrimoniale\" href=\"https:\/\/acl-ic.com\/index.php\/category\/prevoyance-patrimoniale\/\" rel=\"tag\">Pr\u00e9voyance patrimoniale<\/a><\/span><\/div><div class='tpg-excerpt'>5 minutes pour comprendre pourquoi la pr\u00e9voyance patrimoniale concerne aussi le professionnel : d\u00e9c\u00e8s, invalidit\u00e9...<\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-88f0235 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"88f0235\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5824dcf\" data-id=\"5824dcf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19ac9ed elementor-widget elementor-widget-html\" data-id=\"19ac9ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ACL Family Office \u2014 Section \"FAQ\" (accueil) -->\r\n<!-- Bloc autonome pour widget HTML Elementor \u00b7 wrapper unique #acl-faq -->\r\n\r\n<div id=\"acl-faq\">\r\n  <style>\r\n    @import url('https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;1,300;1,400&family=Inter:wght@300;400;500;600&display=swap');\r\n\r\n    #acl-faq *,\r\n    #acl-faq *::before,\r\n    #acl-faq *::after{ margin:0 !important; padding:0 !important; box-sizing:border-box !important; }\r\n\r\n    #acl-faq{\r\n      --gold:#bba277; --gold-lt:#d4be8a;\r\n      --cream:#EFE7DA; --muted:rgba(239,231,218,.58); --line:rgba(187,162,119,.20);\r\n      background:#202020 !important; color:var(--cream) !important;\r\n      font-family:'Inter',sans-serif !important; font-weight:300 !important;\r\n      -webkit-font-smoothing:antialiased !important; -moz-osx-font-smoothing:grayscale !important;\r\n      padding:100px 100px !important; overflow:hidden !important;\r\n    }\r\n    #acl-faq .acl-wrap{ max-width:1180px !important; margin:0 auto !important; }\r\n\r\n    #acl-faq .acl-faqgrid{ display:grid !important; grid-template-columns:380px 1fr !important; gap:90px !important; align-items:start !important; }\r\n\r\n    \/* ---------- left : sticky header ---------- *\/\r\n    #acl-faq .acl-head{ position:sticky !important; top:0px !important; text-align:left !important; }\r\n    #acl-faq .acl-eyebrow{ display:inline-flex !important; align-items:center !important; font-family:'Inter',sans-serif !important; font-weight:600 !important; font-size:12px !important; text-transform:uppercase !important; letter-spacing:.30em !important; color:var(--gold) !important; }\r\n    #acl-faq .acl-eyebrow::before{ content:'' !important; width:38px !important; height:1px !important; background:var(--gold) !important; margin-right:20px !important; }\r\n    #acl-faq .acl-title{ font-family:'Cormorant Garamond',serif !important; font-weight:400 !important; font-size:54px !important; line-height:1.05 !important; text-transform:none !important; margin-top:24px !important; color:var(--cream) !important; }\r\n    #acl-faq .acl-title em{ font-style:italic !important; color:var(--gold-lt) !important; }\r\n    #acl-faq .acl-note{ font-family:'Inter',sans-serif !important; font-size:15px !important; font-weight:300 !important; line-height:1.7 !important; color:var(--muted) !important; margin-top:30px !important; max-width:300px !important; }\r\n    #acl-faq .acl-note a{ color:var(--gold-lt) !important; text-decoration:none !important; border-bottom:1px solid rgba(212,190,138,.4) !important; }\r\n\r\n    \/* ---------- right : accordion ---------- *\/\r\n    #acl-faq .acl-list{ border-top:1px solid var(--line) !important; }\r\n    #acl-faq .acl-item{ border-bottom:1px solid var(--line) !important; }\r\n    #acl-faq .acl-q{ width:100% !important; background:none !important; border:none !important; cursor:pointer !important; text-align:left !important; display:flex !important; align-items:center !important; gap:28px !important; padding:30px 4px !important; color:var(--cream) !important; transition:color .3s ease !important; }\r\n    #acl-faq .acl-q:hover{ color:var(--gold-lt) !important; }\r\n    #acl-faq .acl-qtext{ flex:1 !important; font-family:'Inter',sans-serif !important; font-weight:500 !important; font-size:18px !important; line-height:1.4 !important; letter-spacing:.005em !important; text-transform:none !important; }\r\n    #acl-faq .acl-item.is-open .acl-q{ color:var(--gold-lt) !important; }\r\n\r\n    \/* plus \/ minus icon *\/\r\n    #acl-faq .acl-ic{ position:relative !important; width:18px !important; height:18px !important; flex-shrink:0 !important; }\r\n    #acl-faq .acl-ic::before, #acl-faq .acl-ic::after{ content:'' !important; position:absolute !important; top:50% !important; left:50% !important; background:var(--gold) !important; transition:transform .35s ease, background .3s ease !important; }\r\n    #acl-faq .acl-ic::before{ width:18px !important; height:1.5px !important; transform:translate(-50%,-50%) !important; }\r\n    #acl-faq .acl-ic::after{ width:1.5px !important; height:18px !important; transform:translate(-50%,-50%) !important; }\r\n    #acl-faq .acl-item.is-open .acl-ic::after{ transform:translate(-50%,-50%) scaleY(0) !important; }\r\n    #acl-faq .acl-item.is-open .acl-ic::before{ background:var(--gold-lt) !important; }\r\n\r\n    #acl-faq .acl-a{ overflow:hidden !important; max-height:0 !important; transition:max-height .45s ease !important; }\r\n    #acl-faq .acl-ainner{ font-family:'Inter',sans-serif !important; font-size:15px !important; font-weight:300 !important; line-height:1.78 !important; color:var(--muted) !important; padding:0 60px 34px 4px !important; max-width:60ch !important; }\r\n\r\n    @media (max-width:980px){\r\n      #acl-faq{ padding:80px 22px !important; }\r\n      #acl-faq .acl-faqgrid{ grid-template-columns:1fr !important; gap:48px !important; }\r\n      #acl-faq .acl-head{ position:static !important; }\r\n      #acl-faq .acl-title{ font-size:42px !important; }\r\n      #acl-faq .acl-note{ max-width:none !important; }\r\n    }\r\n    @media (max-width:560px){\r\n      #acl-faq{ padding:64px 18px !important; }\r\n      #acl-faq .acl-title{ font-size:34px !important; }\r\n      #acl-faq .acl-qtext{ font-size:16px !important; }\r\n      #acl-faq .acl-ainner{ padding-right:20px !important; }\r\n    }\r\n  <\/style>\r\n\r\n  <div class=\"acl-wrap\">\r\n    <section class=\"acl-faqgrid\">\r\n\r\n      <div class=\"acl-head\">\r\n        <div class=\"acl-eyebrow\">Questions fr\u00e9quentes<\/div>\r\n        <h2 class=\"acl-title\">Vos questions,<br>nos <em>r\u00e9ponses<\/em>.<\/h2>\r\n        <p class=\"acl-note\">Vous ne trouvez pas la r\u00e9ponse \u00e0 votre question ? <a href=\"https:\/\/acl-ic.com\/index.php\/contact\/\">\u00c9crivez-nous<\/a>, nous nous effor\u00e7ons de vous r\u00e9pondre dans les meilleurs d\u00e9lais.<\/p>\r\n      <\/div>\r\n\r\n      <div class=\"acl-list\">\r\n\r\n        <div class=\"acl-item\">\r\n          <button class=\"acl-q\"><span class=\"acl-qtext\">Qu'est-ce qu'un family office et \u00e0 qui s'adresse-t-il ?<\/span><span class=\"acl-ic\"><\/span><\/button>\r\n          <div class=\"acl-a\"><div class=\"acl-ainner\">Un family office accompagne les familles et les dirigeants dans la gestion globale de leur patrimoine : structuration juridique, s\u00e9curisation, transmission et gouvernance. Nous nous adressons \u00e0 celles et ceux qui souhaitent une vision d'ensemble, coh\u00e9rente et ind\u00e9pendante, de leurs int\u00e9r\u00eats patrimoniaux et familiaux.<\/div><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"acl-item\">\r\n          <button class=\"acl-q\"><span class=\"acl-qtext\">Comment se d\u00e9roule un premier rendez-vous ?<\/span><span class=\"acl-ic\"><\/span><\/button>\r\n          <div class=\"acl-a\"><div class=\"acl-ainner\">Le premier \u00e9change est d\u00e9di\u00e9 \u00e0 l'\u00e9coute : comprendre votre situation, vos projets et vos pr\u00e9occupations. Sans engagement, il nous permet de cerner vos enjeux et de vous proposer, s'il y a lieu, un cadre d'accompagnement adapt\u00e9.<\/div><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"acl-item\">\r\n          <button class=\"acl-q\"><span class=\"acl-qtext\">\u00cates-vous r\u00e9ellement ind\u00e9pendants ?<\/span><span class=\"acl-ic\"><\/span><\/button>\r\n          <div class=\"acl-a\"><div class=\"acl-ainner\">Oui. Nous ne commercialisons aucun produit maison et ne sommes li\u00e9s \u00e0 aucun \u00e9tablissement financier. Nos recommandations ne servent qu'une seule boussole : vos int\u00e9r\u00eats, sans conflit d'int\u00e9r\u00eat.<\/div><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"acl-item\">\r\n          <button class=\"acl-q\"><span class=\"acl-qtext\">Comment \u00eates-vous r\u00e9mun\u00e9r\u00e9s ?<\/span><span class=\"acl-ic\"><\/span><\/button>\r\n          <div class=\"acl-a\"><div class=\"acl-ainner\">Notre r\u00e9mun\u00e9ration repose sur des honoraires clairs, d\u00e9finis en amont et proportionn\u00e9s \u00e0 la mission. Cette transparence garantit l'alignement total de nos conseils avec vos objectifs.<\/div><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"acl-item\">\r\n          <button class=\"acl-q\"><span class=\"acl-qtext\">Intervenez-vous \u00e0 l'international ?<\/span><span class=\"acl-ic\"><\/span><\/button>\r\n          <div class=\"acl-a\"><div class=\"acl-ainner\">Oui. La multiplicit\u00e9 des droits et les conflits de lois font \u00e9merger des enjeux sp\u00e9cifiques. Nous vous accompagnons, avec nos partenaires locaux, dans une structuration juridique et fiscale adapt\u00e9e \u00e0 chaque juridiction concern\u00e9e.<\/div><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"acl-item\">\r\n          <button class=\"acl-q\"><span class=\"acl-qtext\">Mes informations restent-elles confidentielles ?<\/span><span class=\"acl-ic\"><\/span><\/button>\r\n          <div class=\"acl-a\"><div class=\"acl-ainner\">Absolument. Votre famille, votre patrimoine et vos projets rel\u00e8vent de la plus stricte confidentialit\u00e9. La discr\u00e9tion n'est pas une option : c'est le fondement m\u00eame de notre m\u00e9tier.<\/div><\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/section>\r\n  <\/div>\r\n\r\n  <script>\r\n  (function () {\r\n    var root = document.getElementById('acl-faq');\r\n    if (!root) return;\r\n    var items = Array.prototype.slice.call(root.querySelectorAll('.acl-item'));\r\n\r\n    function setHeight(item, open) {\r\n      var a = item.querySelector('.acl-a');\r\n      a.style.maxHeight = open ? (a.querySelector('.acl-ainner').offsetHeight + 'px') : '0px';\r\n    }\r\n\r\n    items.forEach(function (item) {\r\n      item.querySelector('.acl-q').addEventListener('click', function () {\r\n        var isOpen = item.classList.contains('is-open');\r\n        items.forEach(function (o) {\r\n          if (o !== item) { o.classList.remove('is-open'); setHeight(o, false); }\r\n        });\r\n        item.classList.toggle('is-open', !isOpen);\r\n        setHeight(item, !isOpen);\r\n      });\r\n    });\r\n\r\n    window.addEventListener('resize', function () {\r\n      items.forEach(function (item) { setHeight(item, item.classList.contains('is-open')); });\r\n    });\r\n  })();\r\n  <\/script>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dbf52d7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dbf52d7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-46a6cf6\" data-id=\"46a6cf6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-32d263c elementor-widget elementor-widget-html\" data-id=\"32d263c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.acl-kicker{\r\n  display:inline-flex;\r\n  align-items:center;\r\n  gap:14px;\r\n  font-family:'Inter',sans-serif;\r\n  font-size:12px;\r\n  font-weight:600;\r\n  letter-spacing:0.28em;\r\n  text-transform:uppercase;\r\n  color:#bba277;\r\n}\r\n.acl-kicker::before{\r\n  content:'';\r\n  width:38px;\r\n  height:1px;\r\n  background:#bba277;\r\n}\r\n<\/style>\r\n\r\n<span class=\"acl-kicker\">PREMIER \u00e9change<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d54f34b elementor-widget elementor-widget-heading\" data-id=\"d54f34b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Parlons de vous.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86a252e elementor-widget elementor-widget-text-editor\" data-id=\"86a252e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Un premier \u00e9change gratuit et sans engagement.<\/p><p>Nous r\u00e9pondons sous 48 heures ouvr\u00e9es.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a1760e elementor-list-item-link-inline elementor-icon-list--layout-traditional elementor-widget elementor-widget-icon-list\" data-id=\"4a1760e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.google.com\/maps\/place\/76+Rue+d&#039;Auteuil,+75016+Paris\/@48.8479921,2.2581113,17z\/data=!3m1!4b1!4m6!3m5!1s0x47e67ab0a127404f:0xda9b4b67c4134d57!8m2!3d48.8479886!4d2.2606862!16s%2Fg%2F11q2x8vyqs?entry=ttu&#038;g_ep=EgoyMDI2MDUxMC4wIKXMDSoASAFQAw%3D%3D\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-map-marker-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">76 rue d\u2019Auteuil (75016), Paris, France<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">+33 6 60 93 85 78 <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:contact@acl-ic.com\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-envelope\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">contact@acl-ic.com<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/company\/acl-initiative-conseil\/?originalSubdomain=fr\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-linkedin\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">ACL Family Office<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-73a338e\" data-id=\"73a338e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a418d2 elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"9a418d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Suivant&quot;,&quot;step_previous_label&quot;:&quot;Pr\\u00e9c\\u00e9dent&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Contact\" aria-label=\"Contact\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"577\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"9a418d2\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"ACL Family Office\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPR\u00c9NOM\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Jean\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_ed5914b elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_ed5914b\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tNOM\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_ed5914b]\" id=\"form-field-field_ed5914b\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Dupont\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEMAIL\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" 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value=\"Chef(fe) d&#039;entreprise\">Chef(fe) d&#039;entreprise<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"CGP\">CGP<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Autre\">Autre<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_0e14c7c elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_0e14c7c\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tOBJET\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_0e14c7c]\" id=\"form-field-field_0e14c7c\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\" \">S\u00e9lectionner <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Ing\u00e9nierie patrimoniale\">Ing\u00e9nierie patrimoniale<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Accompagnement et protection des personnes vuln\u00e9rables\">Accompagnement et protection des personnes vuln\u00e9rables<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Pr\u00e9voyance patrimoniale\">Pr\u00e9voyance patrimoniale<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Cartographie et gestion des risques \">Cartographie et gestion des risques <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Gouvernance familiale et d&#039;entreprise\">Gouvernance familiale et d&#039;entreprise<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Approche internationale\">Approche internationale<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Prestation de services (CGP, cabinets, etc.)\">Prestation de services (CGP, cabinets, etc.)<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Autre\">Autre<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tVOTRE MESSAGE\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-sm\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"4\" placeholder=\"D\u00e9crivez votre situation...\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-checkbox elementor-field-group elementor-column elementor-field-group-field_d7c9b68 elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_d7c9b68\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tJe pr\u00e9f\u00e8re \u00eatre contact\u00e9(e)\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<div class=\"elementor-field-subgroup  elementor-subgroup-inline\"><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Par e-mail\" id=\"form-field-field_d7c9b68-0\" name=\"form_fields[field_d7c9b68][]\"> <label for=\"form-field-field_d7c9b68-0\">Par e-mail<\/label><\/span><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Par SMS\" id=\"form-field-field_d7c9b68-1\" name=\"form_fields[field_d7c9b68][]\"> <label for=\"form-field-field_d7c9b68-1\">Par SMS<\/label><\/span><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Par t\u00e9l\u00e9phone\" id=\"form-field-field_d7c9b68-2\" name=\"form_fields[field_d7c9b68][]\"> <label for=\"form-field-field_d7c9b68-2\">Par t\u00e9l\u00e9phone<\/label><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ENVOYER<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Pr\u00e9voyance patrimoniale Anticiper, organiser et s\u00e9curiser votre avenir, avec un regard centr\u00e9 sur vos besoins. &ldquo; La pr\u00e9voyance patrimoniale, c&rsquo;est l&rsquo;art de prot\u00e9ger ce que vous avez construit contre les al\u00e9as de la vie qui pourraient tout faire dispara\u00eetre. ACL Family Office ACL \u2014 Pr\u00e9voyance Option C protection Quelle pr\u00e9voyance pour vous ? Couverture partielle &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/youtu.be\/PbYayGwUa9Q?si=zofS-Vuvc-EeQw0x\"> <span class=\"screen-reader-text\">Pr\u00e9voyance du CGP, l&rsquo;angle mort du m\u00e9tier<\/span> Lire la suite\u00a0\u00bb<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-577","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Le Family Office | ACL Family Office<\/title>\n<meta name=\"description\" content=\"Un interlocteur transversal pour une approche globale et des solutions sur mesure couvrant la famille, l&#039;entreprise et le patrimoine.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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ACL Family Office ACL \u2014 Pr\u00e9voyance Option C protection Quelle pr\u00e9voyance pour vous ? 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